Covington County property record for 301 N Maloy St, Opp, AL 36467
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,470 sqft · built 1950 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Feb 2024) |
| Tax Bill | $440 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-11-08-27-3-002-005.000 |
| Primary APN | 23-11-08-27-3-002-005.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 570 sqft |
| Carport | Carport |
| Carport Area | 570 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 23424251 |
|---|---|
| Street Address | 301 N MALOY ST |
| City | OPP |
| State | AL |
| Zip | 36467-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB/PG>2024/2444 JSD 2/14/2024 BEG @ INT OF N R/W PARK AVE WITH W R/W MALOY ST NW4 OF SW4 SEC 27 T4N R18E POB; TH N-100' ALG W |
| Legal Range | 18E |
| Legal Township | 04N |
| Legal Section | 27 |
| Legal Subdivision | EAST PARK AVENUE |
| Jurisdiction | COVINGTON AL |
| Township / Civil Division | OPP |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 962400 |
Source: Covington County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 N MALOY ST, OPP, AL 36467-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 16, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage TROY BANK & TRUST CO |
| Mar 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Sale | Mar 17, 2021 · Amount on Record |
| Deed Book / Page | 2024 / 2444 |
| Prior Transfer Date | Jan 31, 2007 |
| Prior Transfer Doc | 02007/2422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Feb 16, 2024 |
| Property Address | 301 N MALOY ST, OPP, AL 36467-2424 |
| Document Number | 02024/2444 |
| Book / Page | 2024 / 2444 |
| Instrument Date | Feb 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 301 N MALOY ST, OPP, AL 36467-2424 |
| Document Number | 0020242447 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024/2447 |
| Name | TROY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Mar 17, 2021 |
| Property Address | 301 N MALOY ST, OPP, AL 36467-2424 |
| Document Number | 02021/6311 |
| Book / Page | 2021 / 6311 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 N MALOY ST, OPP, AL 36467-2424 |
| Investor | Possibly a Property Investor |
| Document Number | 0020216314 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021/6314 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Covington County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Covington County |
| Municipality | Opp City |
| Unified School District | Opp City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $440.00 (-48.17%) | $24,980 (+14.69%) Land $840 Building $24,140 | $124,900 (+14.71%) Land $4,200 Building $120,700 |
| 2024 | $849.00 (+16.14%) | $21,780 (+132.1%) Land $840 Building $20,940 | $108,880 (+16.03%) Land $4,200 Building $104,680 |
| 2023 | $731.00 (+5.03%) | $9,384 (+5.11%) Land $370 Building $9,014 | $93,840 (+5.11%) Land $3,700 Building $90,140 |
| 2022 | $696.00 | $8,928 Land $340 Building $8,588 | $89,280 Land $3,400 Building $85,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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