301 N Delaware St, Albany, IN 47320 Property Records

Delaware County property record for 301 N Delaware St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$99,450 (Feb 2024)
Tax Bill	$283 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-02-278-004.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-02-278-004.000-005`
Alternative APN	`0802278004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Stone
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	1,530 ft deep x 660 ft wide
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 02 278 004 000
Street Address	301 N DELAWARE ST
City	ALBANY
State	IN
Zip	47320-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE QRT NE QRT 0.2500ACRES STR: 022111 IN: OUT:
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	5
Census Block	5016
Census Tract	2700

Owner

301 N Delaware St is owned and occupied by an individual who bought it in February 2024.

Source: Delaware County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	301 N DELAWARE ST, ALBANY, IN 47320-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Feb 15, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK FSB
Nov 5, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Prior Sale	Nov 5, 2021
Deed Document Number	20242923
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	301 N DELAWARE ST, ALBANY, IN 47320-1616
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R02925
Date	Feb 15, 2024
Instrument	2024R02925

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Feb 15, 2024
Property Address	301 N DELAWARE ST, ALBANY, IN 47320-1616
Document Number	2024R02923
Instrument Date	Feb 13, 2024
Instrument	2024R02923
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N DELAWARE ST, ALBANY, IN 47320-1616

Mortgage

Document Number	2024R02924
Date	Feb 15, 2024
Instrument	2024R02924

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 5, 2021
Property Address	301 N DELAWARE ST, ALBANY, IN 47320-1616
Document Number	2021R18852
Instrument Date	Nov 5, 2021
Instrument	2021R18852
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N DELAWARE ST, ALBANY, IN 47320-1616

Tax Assessment & Valuation

The 2025 property tax bill for 301 N Delaware St was $283, down 23.9% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$283.00 (-23.92%)	$70,800 Land $19,100 Building $51,700	$70,800 Land $19,100 Building $51,700
2024	$372.00 (-67.05%)
2023	$1,129.00 (+0.27%)	$55,800 (-0.71%) Land $19,100 Building $36,700	$55,800 (-0.71%) Land $19,100 Building $36,700
2022	$1,126.00 (+271.62%)	$56,200 Land $19,100 Building $37,100	$56,200 Land $19,100 Building $37,100
2021	$303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 N Delaware St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1983–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 N Delaware St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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