301 N 4th St, Thomas, OK 73669 Property Records

Custer County property record for 301 N 4th St, Thomas, OK 73669

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2018
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2021)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`26448`

Property Details

APN / Parcel Number

Primary APN	`26448`
Alternative APN	`0140-00-061-013-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26448
Street Address	301 N 4TH ST
City	THOMAS
State	OK
Zip	73669-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS ORIGINAL LTS 13-16 BLK 61
Legal Subdivision	THOMAS ORIGINAL
Legal Block	61
Legal Lot Number	13-16
Jurisdiction	CUSTER OK
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3046
Census Tract	961000

Owner

Source: Custer County records · APN 26448

Assessment roll updated March 20, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 631, THOMAS, OK 73669-0631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER OK
Recording Date	Apr 28, 2026
Property Address	301 N 4TH ST, THOMAS, OK 73669-8015
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO/OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 N 4TH ST, THOMAS, OK 73669-8015

Mortgage

Date	Apr 28, 2026

Lender

Name	RCB BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Custer County records · Assessment roll updated March 20, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Custer County
Municipality	Thomas City
Unified School District	Thomas-Fay-Custer Unified Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 Homeowner's exemption	$22,237 (+3%) Land $550 Building $21,687	$236,844 (+2.54%) Land $5,000 Building $231,844
2024	$1,891.00 (+9.05%) Homeowner's exemption	$21,589 (+3%) Land $550 Building $21,039	$230,988 (+8.21%) Land $5,000 Building $225,988
2023	$1,734.00 (+14.08%) Homeowner's exemption	$20,961 (+3%) Land $550 Building $20,411	$213,454 (+15.38%) Land $5,000 Building $208,454
2022	$1,520.00 Homeowner's exemption	$20,350 Land $550 Building $19,800	$185,000 Land $5,000 Building $180,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative (OK) Fiber	1,000 / 1,000
Hudson Technology Solutions Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	THOMAS private · serves 1,238 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.