301 N 40th St, Waco, TX 76710 Property Records

McLennan County property record for 301 N 40th St, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,274 sqft · built 1950
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on Record
Last Sale$194,000 (May 2019)
Tax Bill$4,159 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN48-008100-010100-9

Property Details

APN / Parcel Number

Primary APN48-008100-010100-9
Alternative APNs
  • 4800810001010090111
  • 167213

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,274 sqft Living Area
Gross Area2,538 sqft
1st Floor Area2,274 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Garage TypeAttached
Garage Area264 sqft
DrivewayConcrete Driveway
Driveway Area84 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area45 sqft
Patio Area390 sqft
Storage Building140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address301 N 40TH ST
CityWACO
StateTX
Zip76710-7119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCASTLE CREST LOT 21 BLOCK 4 ACRES .2238
Legal SubdivisionCASTLE CREST
Legal Block4
Legal Lot Number21
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group4
Census Block4019
Census Tract2498

Owner

Source: McLennan County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 N 40TH ST, WACO, TX 76710-7119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 1, 2019Warranty Deed, Transfer · FHA Mortgage
CRESCENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2019 · Amount on Record
Deed SaleMay 1, 2019 · Amount on Record
Prior SaleMar 30, 2006 · Amount on Record
Deed Document Number201914288
Prior Transfer DateApr 13, 2019
Prior Transfer Doc0000014288
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address301 N 40TH ST, WACO, TX 76710-7119
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014259
DateApr 16, 2021
Instrument2021014259
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMay 1, 2019
Property Address301 N 40TH ST, WACO, TX 76710-7119
Document Number0000014288
Instrument DateApr 30, 2019
Instrument14288
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address301 N 40TH ST WACO TX 767107119, WACO, TX 76710-7119

Mortgage

Document Number14289
DateMay 1, 2019
Instrument14289
Lender
NameCRESCENT MTG
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,289 (+1%)$369,310 (-2.97%) Land $60,548 Building $308,762
2025$4,159.00 (+1.41%) Homeowner's exemption$283,899 (+3.61%)$380,610 (+38.91%) Land $55,090 Building $325,520
2024$4,101.00 (+14.97%)
2023$274,000 Land $47,970 Building $226,030$274,000 Land $47,970 Building $226,030
2022$3,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1991)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 1991 · Severe Thunderstorms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

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