301 Morrison St, Shelby, NC 28152 Property Records

Cleveland County property record for 301 Morrison St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	824 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on File
Last Sale	$145,000 (Oct 2019)
Tax Bill	$823 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20639`

Property Details

APN / Parcel Number

Primary APN	`20639`
Alternative APN	`1309591`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	824 sqft Finished Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	187 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1309591
Street Address	301 MORRISON ST
City	SHELBY
State	NC
Zip	28152-6639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	301 MORRISON ST
Legal Subdivision	MORRISON
Legal Block	12
Legal Lot Number	2
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3034
Census Tract	951200

Owner

301 Morrison St is owned by a company that bought it in October 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2244, SHELBY, NC 28151-2244
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE OZARKS
Oct 29, 2019	Warranty Deed, Transfer · Line of Credit BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Deed Document Number	2019200032179
Deed Book / Page	1801 / 693
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	301 MORRISON ST, SHELBY, NC 28152-6639
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 RIDGE CREST DR, CHERRYVILLE, NC 28021-9312

Mortgage

Document Number	0019602307
Date	Nov 13, 2025
Book Page	1960/2307
Instrument	200121223

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	PO BOX 8811, LITTLE ROCK, AR 72231

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 29, 2019
Property Address	301 MORRISON ST, SHELBY, NC 28152-6639
Document Number	0018010693
Book / Page	1801 / 0693
Instrument Date	Oct 29, 2019
Instrument	200032179
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 61, SHELBY, NC 28151-0061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2244, SHELBY, NC 28151-2244

Mortgage

Document Number	0200032180
Date	Oct 29, 2019
Instrument	200032180

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 301 Morrison St was $823, up 5.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$823.00 (+5.92%)	$78,125 (-) Land $4,500 Building $73,625	$78,125 (-) Land $4,500 Building $73,625
2025	$777.00	$78,125 Land $4,500 Building $73,625	$78,125 Land $4,500 Building $73,625
2023		$19,939 Land $2,800 Building $17,139	$19,939 Land $2,800 Building $17,139

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 301 Morrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Morrison St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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