301 Moray Ct, Hubert, NC 28539 Property Records

Onslow County property record for 301 Moray Ct, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,841 sqft · built 2010
Lot Size	2.89 acres (125,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jan 2023)
Tax Bill	$1,607 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1307B-13`

Property Details

APN / Parcel Number

Primary APN	`1307B-13`
Alternative APNs	`0491978000` `400079617` `491978000` `074285`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,841 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	125,888 sqft (2.89 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	491978000
Street Address	301 MORAY CT
City	HUBERT
State	NC
Zip	28539-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	L13 P1 HIGHLANDS QN CK CORNER LOT
Legal Subdivision	HIGHLANDS AT QUEENS CREEK PHASE I
Legal Lot Number	13
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2009
Census Tract	2803

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 MORAY CT, HUBERT, NC 28539-4640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 23, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Jun 27, 2013
Deed Book / Page	5903 / 745
Prior Transfer Date	Jun 10, 2013
Prior Transfer Doc	0040160427
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	301 MORAY CT, HUBERT, NC 28539-4640
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, PA ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064660249
Date	Oct 30, 2025
Book Page	6466/249

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 23, 2023
Property Address	301 MORAY CT, HUBERT, NC 28539-4640
Document Number	0059030745
Book / Page	5903 / 745
Map Reference	MB 57 PG 188-188F
Instrument Date	Jan 23, 2023
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 S CREEKDALE DR # DR802, DR802, NORMAN, OK 73072-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MORAY CT, HUBERT, NC 28539-4640

Mortgage

Document Number	0005903748
Date	Jan 23, 2023
Instrument	5903-748

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,607.00	$305,979 (+24.69%) Land $60,100 Building $245,879	$305,979 (+24.69%) Land $60,100 Building $245,879
2025	$1,607.00	$245,400 (-) Land $45,100 Building $200,300	$245,400 (-) Land $45,100 Building $200,300
2023	$1,607.00	$245,400 Land $45,100 Building $200,300	$245,400 Land $45,100 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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