301 Midsummer Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 301 Midsummer Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,398 sqft · built 1992
Lot Size	0.262 acres (11,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jul 2014)
Tax Bill	$9,847 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02827423`

Property Details

APN / Parcel Number

Primary APN	`09-02827423`
Alternative APN	`02827423`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,398 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	1,504 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,391 sqft (0.262 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02827423
Street Address	301 MIDSUMMER DR
City	GAITHERSBURG
State	MD
Zip	20878-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	WASHINGTONIAN WOODS
Legal Subdivision	WASHINGTONIAN WOODS
Legal Block	J
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700828

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2014 · Amount on Record
Deed Sale	Jul 28, 2014 · Amount on Record
Prior Sale	May 15, 2000
Deed Book / Page	48964 / 372
Transfer Doc	0000178922
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	301 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	LANDMARK TITLE, LANDMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224

Mortgage

Document Number	0624860284
Date	Apr 9, 2021
Book Page	62486/284

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	301 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	K K TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MIDSUMMER DR, GAITHERSBURG, MD 20878-5224

Mortgage

Document Number	0609950322
Date	Nov 4, 2020
Book Page	60995/322

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$828,100 (+6.15%) Land $246,700 Building $581,400	$828,100 (-) Land $246,700 Building $581,400
2025	$9,847.00 (+23.23%)	$780,100 (+14.03%)	$828,100 (+21.05%) Land $246,700 Building $581,400
2023		$684,100 Land $246,700 Building $437,400	$684,100 Land $246,700 Building $437,400
2022	$7,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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