301 Mariah Cir, Apt E20, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 301 Mariah Cir, Apt E20, Beech Mountain, NC 28604

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,656 sqft · built 1977
Owner	2 Individual Names on Record
Last Sale	$172,000 (Sep 2020)
Tax Bill	$900 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1940-84-5656-016`

Property Details

APN / Parcel Number

Primary APN	`1940-84-5656-016`
Alternative APN	`1816097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	540 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1816097
Street Address	301 MARIAH CIR, E20
City	BEECH MOUNTAIN
State	NC
Zip	28604-6830
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BMR3
Legal Description	BLDG E UNIT 20 MNC IV
Legal Subdivision	MNC I
Legal Unit	20
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1042
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	574 FRINK AVE, SEBASTIAN, FL 32958-4330
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Jun 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage JODY M FLEISCHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2020695346
Deed Book / Page	2123 / 571
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	301 MARIAH CIR APT E20, E20, BEECH MOUNTAIN, NC 28604-6830
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023080709
Date	Nov 22, 2022
Book Page	2308/709
Instrument	726450

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	301 MARIAH CIR APT E20, E20, BEECH MOUNTAIN, NC 28604-6830
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023070707
Date	Nov 16, 2022
Book Page	2307/707
Instrument	726276

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 18, 2020
Property Address	301 MARIAH CIR APT E20, E20, BEECH MOUNTAIN, NC 28604-6830
Document Number	0021230571
Book / Page	2123 / 571
Map Reference	MB 2 PG 5
Instrument Date	Sep 10, 2020
Instrument	695346
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	574 FRINK AVE, SEBASTIAN, FL 32958-4330

Mortgage

Document Number	695347
Date	Sep 18, 2020
Instrument	695347

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 8, 2017
Property Address	301 MARIAH CIR APT E20, E20, BEECH MOUNTAIN, NC 28604-6830
Document Number	0019220534
Book / Page	001922 / 000534
Instrument Date	Jun 8, 2017
Instrument	658984
Transaction Type	Construction Loan
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 CENTRAL WAY SW #1208 BANNER ELK NC 286049901, 1208, BANNER ELK, NC 28604-9901

Mortgage

Document Number	19220534
Date	Jun 8, 2017
Book Page	001922/000534
Instrument	658984

Lender

Name	JODY M FLEISCHER
Address	7 SURREY HILL LN, PITTSFORD, NY 14534-9726

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 7, 2018

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,900 (-) Land $20,000 Building $226,900
2025	$900.00	$246,900 (-) Land $20,000 Building $226,900
2024			$246,900 Land $20,000 Building $226,900
2023		$246,900 Land $20,000 Building $226,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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