301 Maplecrest St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 301 Maplecrest St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,272 sqft
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Nov 2021)
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-230-042-00`

Property Details

APN / Parcel Number

Primary APN	`052-230-042-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,272 sqft Building Perimeter
1st Floor Area	1,232 sqft

Exterior

Architectural Style	Tri-Level
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	141 ft deep x 120 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	301 MAPLECREST ST
City	STURGIS
State	MI
Zip	49091-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 46.67 FT OF LOT 46 ALSO LOT 47 EX N 10 FT FOX STOECKLE ADD CITY OF STURGIS
Legal Subdivision	FOX STOECKLE ADDITION
Legal Lot Number	46-47
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1013
Census Tract	40500

Owner

301 Maplecrest St is owned and occupied by two individuals who bought it in November 2021.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 MAPLECREST ST, STURGIS, MI 49091-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Mar 5, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Mar 5, 2019 · Amount on File
Deed Document Number	202111144
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	301 MAPLECREST ST, STURGIS, MI 49091-8502
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MAPLECREST ST, STURGIS, MI 49091-8502

Mortgage

Document Number	2022010630
Date	Dec 22, 2022
Instrument	2022010630

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	301 MAPLECREST ST, STURGIS, MI 49091-8502
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01941/0048
Date	Dec 3, 2018
Book Page	1941/0048

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 4, 2021
Property Address	301 MAPLECREST ST, STURGIS, MI 49091-8502
Document Number	2021011144
Map Reference	LB 3 PG 2
Instrument Date	Nov 3, 2021
Instrument	2021011144
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 MAPLECREST ST, 301, STURGIS, MI 49091-8502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1314 WILLIAMS ST, ANGOLA, IN 46703-1217

Mortgage

Date	Nov 4, 2021

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 5, 2019
Property Address	301 MAPLECREST ST, STURGIS, MI 49091-8502
Document Number	01950/0046
Book / Page	1950 / 0046
Map Reference	LB 3 PG 2
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,195.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2076 CRANBERRY ROCKLAND RD, 2076, KENNERDELL, PA 16374-5904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	203 MCKEE ST, STURGIS, MI 49091-1036

Mortgage

Document Number	0000195047
Date	Mar 5, 2019
Instrument	1950/47

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 301 Maplecrest St was $4,129 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,300 Land $9,000 Building $114,300	$246,600 Land $18,000 Building $228,600
2025	$4,129.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Maplecrest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 301 Maplecrest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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