301 Main St S, Saint Michael, MN 55376 Property Records

Wright County property record for 301 Main St S, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,100 sqft · built 1900
Lot Size	0.835 acres (36,377 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Sep 2020)
Tax Bill	$4,244 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-010-002140`

Property Details

APN / Parcel Number

Primary APN	`114-010-002140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,146 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	36,377 sqft (0.835 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	288 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	301 MAIN ST S
City	SAINT MICHAEL
State	MN
Zip	55376-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 ORIGINAL PLAT ST MICHAEL LOT-014 BLOCK-00B LT14 EXC N1RD & LT15 BLK B LOCK-00B LT14 EXC N1RD & LT15
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	ORIGINAL PLAT ST MICHAEL
Legal Block	B,B,00
Legal Lot Number	14
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1003
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 MAIN ST S, SAINT MICHAEL, MN 55376-9674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 27, 2017	Warranty Deed, Transfer STERLING TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	20201441142
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 22, 2020
Property Address	301 MAIN ST S, SAINT MICHAEL, MN 55376-9674
Document Number	0001441142
Instrument Date	Aug 21, 2020
Instrument	1441142
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 MAIN ST S, SAINT MICHAEL, MN 55376-9674

Mortgage

Document Number	0001441143
Date	Sep 22, 2020
Instrument	1441143

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 27, 2017
Property Address	301 MAIN ST S, SAINT MICHAEL, MN 55376-9674
Document Number	0001349341
Instrument Date	Jul 17, 2017
Instrument	1349341
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	STERLING TITLE

Transaction

Amount	Amount Recorded
Tax	$329.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1233 CROFOOT AVE NW BUFFALO MN 553134419, BUFFALO, MN 55313-4419

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,244.00 (+13.11%)	$377,300 (+1.81%) Land $128,000 Building $249,300	$377,300 (+1.81%) Land $128,000 Building $249,300
2025		$370,600 (+0.9%) Land $130,000 Building $240,600	$370,600 (+0.9%) Land $130,000 Building $240,600
2023	$3,752.00 (+7.14%)	$367,300 Land $128,600 Building $238,700	$367,300 Land $128,600 Building $238,700
2022	$3,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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