301 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 301 Main St, Reading, MA 01867

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2 ba · 2,329 sqft · built 1940
Lot Size	0.162 acres (7,061 sqft)
Owner	Individual Name on File
Last Sale	$1,000,000 (Nov 2017)
Tax Bill	$7,000 (2017)
Deeds & Mortgages	Jan 2023 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:012.0-0000-0098.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:012.0-0000-0098.0`
Alternative APNs	`M:012.0=0000=0098.0` `430000000010` `430000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,329 sqft Total Area
Basement Area	933 sqft
Unfinished Basement	933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,061 sqft (0.162 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Oil

Location & Zoning

Account Number	430000000010
Street Address	301 MAIN ST
City	READING
State	MA
Zip	01867-3616
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BUSA
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3000
Census Tract	334400

Owner

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 MAIN ST, READING, MA 01867-3616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK
Nov 2, 2017	Quit Claim Deed, Transfer OCEANVIEW NOMINEE TR (CT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Deed Book / Page	70182 / 153
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	301 MAIN ST, READING, MA 01867-3616
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081206-75
Date	Jan 30, 2023
Book Page	81206/75
Instrument	10391

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Nov 2, 2017
Property Address	301 MAIN ST, READING, MA 01867-3616
Document Number	70182-153
Book / Page	070182 / 000153
Instrument Date	Nov 1, 2017
Instrument	9242
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,560.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MAIN ST READING MA 018673616, READING, MA 01867-3616

Mortgage

Document Number	70182-156
Date	Nov 2, 2017
Book Page	070182/000156
Instrument	9243

Lender

Name	OCEANVIEW NOMINEE TR (CT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,362,400 (+2.01%) Land $855,500 Building $506,900	$1,126,605 (+2.71%)
2024		$1,335,600 (+12.1%) Land $838,700 Building $496,900	$1,096,870
2023		$1,191,400 Land $748,100 Building $443,300
2017	$7,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

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