301 Main St, Kinsman, IL 60437 Property Records

Grundy County property record for 301 Main St, Kinsman, IL 60437

Property Summary

Property Type	Single Family Home
Details	1,798 sqft · built 1930
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2019)
Tax Bill	$6,658 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-06-284-013`

Property Details

APN / Parcel Number

Primary APN	`10-06-284-013`

Interior

Building Area	1,798 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Street Address	301 MAIN ST
City	KINSMAN
State	IL
Zip	60437-0221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MITCHELL (ORIG TOWN) AKA KINSMAN LTS 1 THRU 12 BLK 10 SEC 6-31-6
Legal Range	06W
Legal Township	31N
Legal Section	06
Legal Subdivision	MITCHELL ORIG TOWN AKA KINSMAN
Legal Block	10
Legal Lot Number	1-12
Jurisdiction	GRUNDY IL
Township / Civil Division	HIGHLAND
Census Block Group	3
Census Block	3113
Census Tract	600

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 MAIN ST, KINSMAN, IL 60437-0221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	2019587532
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	301 MAIN ST, KINSMAN, IL 60437-0221
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000605952
Date	Aug 2, 2021
Instrument	605952

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 30, 2019
Property Address	301 MAIN ST, KINSMAN, IL 60437-0221
Document Number	0000587532
Instrument Date	Sep 27, 2019
Instrument	587532
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1373 NEWMAN LN, 1373, MORRIS, IL 60450-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MAIN ST, KINSMAN, IL 60437-0221

Mortgage

Document Number	0000587533
Date	Sep 30, 2019
Instrument	587533

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Highland Township
Municipality	Kinsman Village
Elementary School District	Mazon-Verona-Kinsman Elementary School District 2C (KG - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,658.00 (+43.65%)	$78,532 (+29.43%) Land $7,779 Building $70,753	$235,596 (+29.43%) Land $23,337 Building $212,259
2022	$4,635.00 Homeowner's exemption	$60,675 Land $6,010 Building $54,665	$182,025 Land $18,030 Building $163,995

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Kinsman Mutual Telephone DSL	50 / 5
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Maxwire.

Cell Coverage

5G (outdoors only) and 4G LTE

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