301 Main St, Kingston, IL 60145 Property Records

DeKalb County property record for 301 Main St, Kingston, IL 60145

Property Summary

Property Type	Single Family Home
Lot Size	0.232 acres (10,125 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Aug 2022)
Tax Bill	$5,432 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-355-004`

Property Details

APN / Parcel Number

Primary APN	`02-22-355-004`

Exterior

Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide

Location & Zoning

Account Number	0222355004
Street Address	301 MAIN ST
City	KINGSTON
State	IL
Zip	60145-7028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & N1/2 LOT 4 - BLK 3 - J Y STUARTS SUBDIVISION 1ST ADDITION
Legal Subdivision	STUARTS SUBDIVISION 1ST ADDITION
Legal Block	3
Legal Lot Number	1,4
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3068
Census Tract	200

Owner

301 Main St is owned and occupied by two individuals who bought it in August 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1613 SUNRISE DR, DEKALB, IL 60115-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CENTENNIAL MTG
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST CENTENNIAL MTG CORP
Oct 9, 2018	Warranty Deed, Transfer · VA Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Oct 9, 2018 · Amount on File
Deed Document Number	20227311
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 1, 2022
Property Address	301 MAIN ST, KINGSTON, IL 60145-7028
Document Number	0000007311
Map Reference	MB B PG 32
Instrument Date	Apr 25, 2022
Instrument	2022007311
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 MAIN ST, KINGSTON, IL 60145-7028

Mortgage

Document Number	0000007312
Date	Aug 1, 2022
Instrument	2022007312

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	301 MAIN ST, KINGSTON, IL 60145-7028
Document Number	0000013114
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MAIN ST KINGSTON IL 601457028, KINGSTON, IL 60145-7028

Mortgage

Document Number	0000013114
Date	Dec 8, 2020
Instrument	13114

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Dec 7, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	301 MAIN ST, KINGSTON, IL 60145-7028
Document Number	0000009539
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	301 MAIN ST KINGSTON IL 601457028, KINGSTON, IL 60145-7028

Mortgage

Document Number	0000009539
Date	Oct 17, 2019
Instrument	9539

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 9, 2018
Property Address	301 MAIN ST, KINGSTON, IL 60145-7028
Document Number	0000009341
Instrument Date	Sep 21, 2018
Instrument	9341
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 LILAC LN #C ELGIN IL 601237075, C, ELGIN, IL 60123-7075

Mortgage

Document Number	9342
Date	Oct 9, 2018
Instrument	9342

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Kingston Village
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,635 Land $10,854 Building $68,781	$238,905 Land $32,562 Building $206,343
2024	$5,432.00
2023		$64,844 Land $8,838 Building $56,006	$194,532 Land $26,514 Building $168,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGSTON serves 1,160 people · EPA ID IL0370250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2025) action level 15 ppb
Copper	1.43 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022 Lead service line replacement Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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