301 Main Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 301 Main Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,308 sqft · built 1968
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2023)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:1 B:287 L:51`

Property Details

APN / Parcel Number

Primary APN	`M:1 B:287 L:51`
Alternative APN	`MONT M:1 B:7 L:51`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area
Gross Area	2,616 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,495 sqft (2.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	301 MAIN RD
City	MONTGOMERY
State	MA
Zip	01085-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	51
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	813002

Owner

301 Main Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 MAIN RD, MONTGOMERY, MA 01085-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER ADVANTAGE MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Deed Document Number	202352314
Deed Book / Page	25214 / 250
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Nov 2, 2023
Property Address	301 MAIN RD, MONTGOMERY, MA 01085-9528
Document Number	025214-250
Book / Page	25214 / 250
Instrument Date	Nov 2, 2023
Instrument	52314
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	144 TRUMBLE LN, GRANVILLE, MA 01034-9606

Mortgage

Document Number	0000052315
Date	Nov 2, 2023
Instrument	52315

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	301 MAIN RD, MONTGOMERY, MA 01085-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23419-540
Date	Sep 15, 2020
Book Page	23419/540
Instrument	51936

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	301 MAIN RD, MONTGOMERY, MA 01085-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23452-314
Date	Oct 1, 2020
Book Page	23452/314
Instrument	56217

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 301 Main Rd was $3,033.

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00	$267,500 Land $85,900 Building $181,600	$374,110 (+21.02%)
2024			$309,130
2023	$2,697.00	$181,600 Land $77,900 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Main Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main Rd

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