301 Lib Ln, Ragland, AL 35131 Property Records

St. Clair County property record for 301 Lib Ln, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,146 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2023)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-04-0-000-006.006`

Property Details

APN / Parcel Number

Primary APN	`18-02-04-0-000-006.006`
Alternative APNs	`00066815` `524002` `59001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,146 sqft Living Area
1st Floor Area	2,508 sqft
Upper Floors Area	356 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00066815
Street Address	301 LIB LN
City	RAGLAND
State	AL
Zip	35131-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 453' S NW COR SEC TH S 417' E 208' N 417' W 208' TO POB 4-15-4
Legal Range	04E
Legal Township	15S
Legal Section	04
Legal Subdivision	PINEDALE SHORES
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2005
Census Tract	40301

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 LIB LN, RAGLAND, AL 35131-5543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Warranty Deed, Transfer · VA Mortgage STG MORTGAGE INC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LNDRS
Aug 9, 2017	Special Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Book / Page	2023 / 14853
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 27, 2023
Property Address	301 LIB LN, RAGLAND, AL 35131-5543
Document Number	0000014853
Book / Page	DEED 2023 / 14853
Instrument Date	Dec 21, 2023
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 LIB LN, RAGLAND, AL 35131-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 LIB LN, RAGLAND, AL 35131-5543

Mortgage

Document Number	MTG202344595
Date	Dec 27, 2023
Instrument	MTG2023/44595

Lender

Name	STG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	301 LIB LN, RAGLAND, AL 35131-5543
Document Number	0000019759
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 LIB LN RAGLAND AL 351315543, RAGLAND, AL 35131-5543

Mortgage

Document Number	0000019759
Date	May 7, 2020
Instrument	19759

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 6, 2040

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 9, 2017
Property Address	301 LIB LN, RAGLAND, AL 35131-5543
Document Number	0000009029
Book / Page	2017 / 09029
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2408 29TH STREET ENSLEY, BIRMINGHAM, AL 35208-2819

Mortgage

Document Number	0201726966
Date	Aug 9, 2017
Instrument	2017/26966

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 9, 2017
Property Address	301 LIB LN, RAGLAND, AL 35131-5543
Document Number	0000009024
Instrument Date	Jul 5, 2017
Instrument	9024
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$237.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 LIB LN RAGLAND AL 351315543, RAGLAND, AL 35131-5543

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00 (+42.9%)	$35,960 (-29.83%)	$359,620 (+40.34%) Land $31,400 Building $328,220
2023		$51,250 (+1%) Land $2,460 Building $48,790	$256,250 (-) Land $12,300 Building $243,950
2022	$746.00 Homeowner's exemption	$25,625 Land $1,230 Building $24,395	$256,250 Land $12,300 Building $243,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone Fiber	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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