301 Ledge Stone Dr, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 301 Ledge Stone Dr, Fredericksburg, TX 78624

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,141 sqft · built 2001
Lot Size	5.24 acres (228,254 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (Aug 2021)
Tax Bill	$17,030 (2026)
Deeds & Mortgages	Jul 2009 Mortgage Jul 2005 Mortgage + 2 more
APN	`S1437-0000-003410`

Property Details

APN / Parcel Number

Primary APN	`S1437-0000-003410`
Alternative APN	`70843`

Interior

Full Baths	1 Bath
Building Area	3,141 sqft Living Area
Gross Area	5,785 sqft
1st Floor Area	3,141 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	228,254 sqft (5.24 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Slab
Porch Area	90 sqft
Deck Area	172 sqft
Patio Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S1437-0000-003410
Street Address	301 LEDGE STONE DR
City	FREDERICKSBURG
State	TX
Zip	78624-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS RIDGE ESTATE LOT 34R, 5.24, -HOMESITE- -HOMESITE-
Legal Subdivision	SETTLERS RIDGE ESTATE
Legal Lot Number	34R
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	2
Census Block	2007
Census Tract	950301

Owner

Source: Gillespie County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	301 LEDGE STONE DR, FREDERICKSBURG, TX 78624-7669
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 11, 2005	Deed of Trust, Mortgage · ARM WR STARKEY MORTGAGE LLP
Jan 23, 2026	Intrafamily Transfer, Transfer
Aug 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20215947
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0020215947
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	301 LEDGE STONE DR, FREDERICKSBURG, TX 78624-7669
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020093255
Date	Jul 13, 2009
Instrument	20093255

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2039

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	301 LEDGE STONE DR, FREDERICKSBURG, TX 78624-7669
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020053999
Date	Jul 11, 2005
Instrument	20053999

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Aug 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILLESPIE TX
Recording Date	Jan 23, 2026
Property Address	301 LEDGE STONE DR, FREDERICKSBURG, TX 78624-7669
Document Number	0020260467
Map Reference	VOL 3 PG 147
Instrument Date	Jan 16, 2026
Instrument	20260467
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 LEDGE STONE DR, FREDERICKSBURG, TX 78624-7669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	301 LEDGE STONE DR, FREDERICKSBURG, TX 78624-7669

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GILLESPIE TX
Recording Date	Aug 3, 2021
Property Address	301 LEDGE STONE DR, FREDERICKSBURG, TX 78624-7669
Document Number	0020215947
Map Reference	VOL 3 PG 147
Instrument Date	Aug 2, 2021
Instrument	20215947
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SONGBIRD DR, FREDERICKSBURG, TX 78624-5447

Mortgage

Document Number	0020215948
Date	Aug 3, 2021
Instrument	20215948

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,030.00 (+4.24%)	$1,627,090 (+4.23%) Land $421,960 Building $1,205,130	$1,627,090 (+4.23%) Land $421,960 Building $1,205,130
2025	$16,338.00 (+31.54%)	$1,561,060 (+31.53%) Land $421,960 Building $1,139,100	$1,561,060 (+31.53%) Land $421,960 Building $1,139,100
2024	$12,421.00 (-1.26%)
2023	$12,579.00 (-15.33%)	$1,186,880 Land $421,960 Building $764,920	$1,186,880 Land $421,960 Building $764,920
2022	$14,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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