301 Lay Ave, Glencoe (Gadsden), AL 35905 Property Records

Etowah County property record for 301 Lay Ave, Glencoe, AL 35905

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,301 sqft · built 1950
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$89,050 (Feb 2019)
Tax Bill	$426 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-29-0-001-182.000`

Property Details

APN / Parcel Number

Primary APN	`14-09-29-0-001-182.000`
Alternative APNs	`343999` `259795` `29013`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
1st Floor Area	1,301 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	343999
Street Address	301 LAY AVE
City	GADSDEN
State	AL
Zip	35905-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 13-17 BLK 8 TRACY FORD ADD PLAT D-7 GLENCOE 29-12-7 1114-95,D-2005-2106,D-2006-0793,D-2007-3272759,D-2015-3425867,D-2016-3428637,D-2016-3439731,D-2017-3448586,D-2019-3480183,D-2022-3534529,D-2024-3572437
Legal Range	7E
Legal Township	12S
Legal Section	29
Legal Subdivision	FORD, TRACY ADD
Legal Block	8
Legal Lot Number	13-17
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1020
Census Tract	10505

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 LAY AVE, GADSDEN, AL 35905-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer ACOPIA LLC
Feb 26, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS CORP
Mar 30, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2019 · Amount on Record
Deed Sale	Feb 26, 2019 · Amount on Record
Prior Sale	Mar 30, 2017 · Amount on Record
Deed Document Number	20193480183
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jan 28, 2022
Property Address	301 LAY AVE, GLENCOE, AL 35905-1515
Document Number	0003534529
Instrument Date	Jan 27, 2022
Instrument	3534529
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2170 CLINTON ST N, HOKES BLUFF, AL 35903-4675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 LAY AVE, GADSDEN, AL 35905-1515

Mortgage

Document Number	0003534530
Date	Jan 28, 2022
Instrument	3534530

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Feb 26, 2019
Property Address	301 LAY AVE, GLENCOE, AL 35905-1515
Document Number	3480183
Instrument Date	Feb 25, 2019
Instrument	3480183
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 LAY AVE, GLENCOE, AL 35905-1515

Mortgage

Document Number	3480185
Date	Feb 26, 2019
Instrument	3480185

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Mar 30, 2017
Property Address	301 LAY AVE, GLENCOE, AL 35905-1515
Document Number	3448586
Instrument Date	Mar 29, 2017
Instrument	3448586
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 BELMAR CIR, 511, GLENCOE, AL 35905-1181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 LAY AVE, GLENCOE, AL 35905-1515

Mortgage

Document Number	0003448588
Date	Mar 30, 2017
Instrument	3448588

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Glencoe City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$426.00 (-7.99%) Homeowner's exemption
2025	$463.00 (+56.95%) Homeowner's exemption	$12,500 (+49.16%) Land $1,340 Building $11,160	$124,800 (+48.93%) Land $13,300 Building $111,500
2023	$295.00 (+19.43%) Homeowner's exemption	$8,380 (+16.39%) Land $1,330 Building $7,050	$83,800 (+16.39%) Land $13,300 Building $70,500
2022	$247.00 Homeowner's exemption	$7,200 Land $1,330 Building $5,870	$72,000 Land $13,300 Building $58,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE WATER WORKS BOARD serves 6,465 people · EPA ID AL0000578
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Sparklight, Spectrum.

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