301 Joy Tract Rd, Old Forge, NY 13420 Property Records

Herkimer County and Webb Town property record for 301 Joy Tract Rd, Old Forge, NY 13420

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 630 sqft · built 1915
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2025)
Tax Bill	$1,209 (2026)
Deeds & Mortgages	Jul 2021 Refinance Aug 2025 Sale & Mortgage + 2 more
APN	`215400 041.66-6-48`

Property Details

APN / Parcel Number

Primary APN	`215400 041.66-6-48`
Alternative APNs	`540004106600060480000000` `200176940`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	630 sqft Living Area
1st Floor Area	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1997
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 87 ft wide

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Canopy	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	200176940
Street Address	301 JOY TRACT RD
City	OLD FORGE
State	NY
Zip	13420-7850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	85 31 6,7,8 CAMP TWP 7 JBTR OLD FORGE
Legal Block	6
Legal Lot Number	48.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	2
Census Block	2037
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 CRAIG ST, SYRACUSE, NY 13208-2311
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Aug 11, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ADIRONDACK BANK
Mar 8, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2012	Deed, Transfer COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Jan 9, 2012 · Amount on Record
Deed Document Number	20253300
Prior Transfer Date	Feb 27, 2023
Prior Transfer Doc	0020231048
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	301 JOY TRACT RD, OLD FORGE, NY 13420-7850
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213887
Date	Jul 15, 2021
Instrument	2021-3887

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Aug 11, 2025
Property Address	301 JOY TRACT RD, OLD FORGE, NY 13420-7850
Document Number	RP20253300
Instrument Date	Aug 6, 2025
Instrument	RP2025-3300
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CRAIG ST, SYRACUSE, NY 13208-2311

Mortgage

Document Number	RP20253301
Date	Aug 11, 2025
Instrument	RP2025-3301

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERKIMER NY
Recording Date	Mar 8, 2023
Property Address	301 JOY TRACT RD, OLD FORGE, NY 13420-7850
Document Number	RP20231048
Instrument Date	Feb 27, 2023
Instrument	RP2023-1048
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 JOY TRACT RD, OLD FORGE, NY 13420-7850

January 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	Jan 9, 2012
Property Address	301 JOY TRACT RD, OLD FORGE, NY 13420-7850
Document Number	0000001423/0000000741
Book / Page	0000001423 / 0000000741
Instrument Date	Jan 6, 2012
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	TIMOTHY D FOLEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BAILEY RD, NORTH SYRACUSE, NY 13212-3803

Mortgage

Document Number	0000001423/0000000744
Date	Jan 4, 2012
Book Page	0000001423/0000000744

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,209.00 (+1%)
2025	$1,197.00 (+12.71%)	$92,900 (-) Land $10,700 Building $82,200	$162,982 (+25.79%) Land $18,772 Building $144,210
2023		$92,900 Land $10,700 Building $82,200	$129,568 Land $14,923 Building $114,645
2020	$1,062.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD FORGE-THENDARA WATER DISTRICT serves 1,275 people · EPA ID NY2102312
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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