301 John St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 301 John St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,272 sqft · built 1983
Lot Size	0.122 acres (5,301 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Jun 2026)
Tax Bill	$12,384 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00705-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`20-00705-0000-00009`
Alternative APNs	`2000146000000001` `200070500009`

Interior

Stories	2 Stories
Building Area	2,272 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Lot Area	5,301 sqft (0.122 acres)
Lot Dimensions	100 ft deep x 53 ft wide

Location & Zoning

Old Parcel Number	2000146000000001
Street Address	301 JOHN ST
City	WESTFIELD
State	NJ
Zip	07090-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	705
Legal Lot Number	9
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4012
Census Tract	36500

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 JOHN ST, WESTFIELD, NJ 07090-4215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jul 22, 2003 · Amount on Record
Deed Document Number	202655822
Deed Book / Page	6623 / 2235
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 25, 2026
Property Address	301 JOHN ST, WESTFIELD, NJ 07090-4215
Document Number	0000055822
Book / Page	6623 / 2235
Instrument Date	Jun 16, 2026
Instrument	202655822
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	LAND TITLE, ACRES LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 JOHN ST, WESTFIELD, NJ 07090-4215

Mortgage

Document Number	0000094006,
Date	Jun 25, 2026
Instrument	202694006

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	301 JOHN ST, WESTFIELD, NJ 07090-4215
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 JOHN ST, WESTFIELD, NJ 07090-4215

Mortgage

Document Number	0157573015
Date	Feb 9, 2026
Book Page	15757/3015
Instrument	88401

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	301 JOHN ST, WESTFIELD, NJ 07090-4215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147672487
Date	Sep 16, 2020
Book Page	14767/2487
Instrument	698858

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,300 (-) Land $302,500 Building $237,800	$540,300 (-) Land $302,500 Building $237,800
2025	$12,384.00 (+1.78%)	$540,300 (-) Land $302,500 Building $237,800	$540,300 (-) Land $302,500 Building $237,800
2024	$12,168.00 (+4.27%)
2023		$540,300 Land $302,500 Building $237,800	$540,300 Land $302,500 Building $237,800
2022	$11,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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