301 Jefferson St, Floyd, IA 50435 Property Records

Floyd County property record for 301 Jefferson St, Floyd, IA 50435

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,192 sqft · built 2015
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$54,000 (Apr 2008)
Tax Bill$686 (2026)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN072120800400

Property Details

APN / Parcel Number

Primary APN072120800400

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Units4 Units
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area560 sqft
Basement Area280 sqft
Unfinished Basement280 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area288 sqft
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address301 JEFFERSON ST
CityFLOYD
StateIA
Zip50435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONT LOT 1BLOC K 8
Legal SubdivisionMONT
Legal Block8
Legal Lot Number1
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1070
Census Tract480100

Owner

301 Jefferson St is owned and occupied by two individuals who bought it in April 2008.

Source: Floyd County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address301 JEFFERSON ST, FLOYD, IA 50435
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2008 · Amount on File
Deed SaleApr 15, 2008 · Amount on File
Prior SaleJul 5, 2005 · Amount on File
Deed Document Number2008937
Deed Book / Page2008 / 937
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address301 JEFFERSON ST, FLOYD, IA 50435
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/2414
DateDec 5, 2017
Book Page2017/2414
Instrument2017-2414
Lender
NameFIRST CITIZENS BANK
TypeBank
AddressCHARLES CITY, IA 50616
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 301 Jefferson St was $686 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
MunicipalityFloyd City
Unified School DistrictCharles City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$686.00 Homeowner's exemption$83,880 (-) Land $6,600 Building $77,280$83,880 (-) Land $6,600 Building $77,280
2025$686.00 Homeowner's exemption$83,880 Land $6,600 Building $77,280$83,880 Land $6,600 Building $77,280
2023$111,020 (+26.13%) Land $6,600 Building $104,420$111,020 Land $6,600 Building $104,420
2022$1,288.00$88,020 Land $6,600 Building $81,420
2021$88,020 Land $6,600 Building $81,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Jefferson St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLOYD MUNI WATER SUPPLY
serves 313 people · EPA ID IA3414044
Water SourceGroundwater
Last State InspectionNov 2025
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityDi(2-ethylhexyl) phthalate
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on Jefferson St

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