301 Jay Dr N, Elgin, SC 29045 Property Records

Richland County property record for 301 Jay Dr N, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,189 sqft · built 1973
Lot Size2.14 acres (93,218 sqft)
Owner2 Individual Names on File
Tax Bill$2,440 (2025)
Deeds & MortgagesJan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN26000-02-15

Property Details

APN / Parcel Number

Primary APN26000-02-15
Alternative APNs
  • R26000-02-15
  • 00874218

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,189 sqft Heated Area
Gross Area3,408 sqft
1st Floor Area2,189 sqft
Basement Area484 sqft
Unfinished Basement484 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area93,218 sqft (2.14 acres)
Garage TypeCarport
Garage Area489 sqft
CarportCarport
Carport Area489 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number00874218
Street Address301 JAY DR N
CityELGIN
StateSC
Zip29045-8604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#SU #PR 51-9385 #OM 0764-01-21
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1001
Census Tract11425

Owner

Source: Richland County records · APN 26000-02-15

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address301 JAY DR N, ELGIN, SC 29045-8604
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address301 JAY DR N, ELGIN, SC 29045-8604
Document Number2472/2355
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 JAY DR N ELGIN SC 290458604, ELGIN, SC 29045-8604

Mortgage

Document Number2472/2355
DateFeb 27, 2020
Book Page002472/002355
Instrument10986
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueFeb 26, 2060
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,440.00 (+39.35%)$6,764 (-)$247,900 (+46.6%) Land $51,400 Building $196,500
2023$1,751.00 (+0.75%)$6,764 (+0.06%)$169,100 (-11.88%)
2021$1,738.00$6,760$191,900 Land $32,100 Building $159,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 45% of the US · above 35% of South Carolina
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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