301 Idle Hour Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 301 Idle Hour Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,146 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$731,000 (May 2021)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`453500587478000`

Property Details

APN / Parcel Number

Primary APN	`453500587478000`
Alternative APN	`54532`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,146 sqft Heated Area
Upper Floors Area	650 sqft
Basement Area	1,098 sqft
Finished Basement	1,098 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	103 ft deep x 144 ft wide

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	455 sqft
Deck Area	54 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54532
Street Address	301 IDLE HOUR LN
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 NORTH SHORE ON LAKE APALACHIA 1433/770
Legal Lot Number	37
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2049
Census Tract	930300

Owner

301 Idle Hour Ln is held in a trust since May 2021.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	2 Trust Names on File
Co-owner	2 Co-owners on File
Mailing Address	5 ARCADIAN DR, SPRINGBORO, OH 45066-8918
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Nov 23, 2011 · Amount on File
Deed Document Number	3094
Deed Book / Page	1680 / 363
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 10, 2021
Property Address	301 IDLE HOUR LN, MURPHY, NC 28906
Document Number	001680/363
Book / Page	1680 / 363
Map Reference	CAB E SL 90
Instrument Date	Apr 28, 2021
Instrument	3094
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 TIMBERLANE RD, CUMMING, GA 30040-2039

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 ARCADIAN DR, SPRINGBORO, OH 45066-8918

Mortgage

Document Number	0001680366
Date	May 10, 2021
Instrument	1680/366

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 301 Idle Hour Ln was $3,661.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00	$507,360	$507,360 Land $50,000 Building $457,360
2023		$507,360 (-)	$507,360 (-) Land $50,000 Building $457,360
2022	$3,494.00	$507,360	$507,360 Land $50,000 Building $457,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Idle Hour Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Idle Hour Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

Nearby Properties on Idle Hour Ln

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