301 Hardy St, Minden, LA 71055 Property Records

Webster Parish property record for 301 Hardy St, Minden, LA 71055

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Sep 2022)
Tax Bill	$442 (2025)
Deeds & Mortgages	Mar 2006 Second Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`114635`

Property Details

APN / Parcel Number

Primary APN	`114635`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	301 HARDY ST
City	MINDEN
State	LA
Zip	71055-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #21, CEDAR CREST SUBDIV
Legal Subdivision	CEDAR CREST SUBDV
Legal Lot Number	21
Jurisdiction	WEBSTER LA
Township / Civil Division	10
Census Block Group	1
Census Block	1005
Census Tract	31900

Owner

Source: Webster Parish records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 HARDY ST, MINDEN, LA 71055-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EQUIFIRST CORP
Sep 23, 2022	Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 23, 2022	Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 11, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2006	Cash Sale Deed, Transfer · ARM EQUIFIRST CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2022 · Amount on Record
Deed Sale	Sep 24, 2022 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	2022598673
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0000590093
Record Updated	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER LA
Property Address	301 HARDY ST, MINDEN, LA 71055-3520
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00630/0621
Date	Mar 31, 2006
Book Page	0630/0621
Instrument	486423

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036
Prepayment Penalty	24 Months

Interest

Rate	13%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER LA
Recording Date	Sep 23, 2022
Property Address	301 HARDY ST, MINDEN, LA 71055-3520
Document Number	0000598673
Instrument Date	Sep 23, 2022
Instrument	598673
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HIGH ST, MINDEN, LA 71055-3815

Mortgage

Document Number	0000598674
Date	Sep 23, 2022
Instrument	598674

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER LA
Recording Date	Sep 23, 2022
Property Address	301 HARDY ST, MINDEN, LA 71055-3520
Document Number	0000598673
Instrument Date	Sep 23, 2022
Instrument	598673
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HIGH ST, MINDEN, LA 71055-3815

Mortgage

Document Number	0000598674
Date	Sep 23, 2022
Instrument	598674

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER LA
Recording Date	Jun 11, 2021
Property Address	301 HARDY ST, MINDEN, LA 71055-3520
Document Number	0000590093
Instrument Date	May 18, 2021
Instrument	590093
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 HARDY ST, MINDEN, LA 71055-3520

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER LA
Recording Date	Nov 21, 2018
Property Address	301 HARDY ST, MINDEN, LA 71055-3520
Document Number	000000574925
Instrument Date	Nov 15, 2018
Instrument	000000574925
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2006: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	WEBSTER LA
Recording Date	Mar 31, 2006
Property Address	301 HARDY ST, MINDEN, LA 71055-3520
Document Number	01015/0540
Book / Page	1015 / 0540
Map Reference	MB2 PG72 A
Instrument Date	Mar 28, 2006
Instrument	486421
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	269 HAMM RD, MINDEN, LA 71055-6141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 HARDY ST, MINDEN, LA 71055-3520

Mortgage

Document Number	00630/0601
Date	Mar 31, 2006
Book Page	0630/0601
Instrument	486422

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.5%
Max Rate At Change	11.5%
Index	6-Month LIBOR
Max Rate	14.5%

Tax Assessment & Valuation

Source: Webster Parish assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Webster Parish
Municipality	Minden City
Unified School District	Webster Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$442.00 (+33.13%) Homeowner's exemption	$11,200 (+10.02%) Land $550 Building $10,650	$112,000 (+10.02%) Land $5,500 Building $106,500
2023	$332.00 (-0.3%) Homeowner's exemption	$10,180 (-) Land $500 Building $9,680	$101,800 (-) Land $5,000 Building $96,800
2022	$333.00 Homeowner's exemption	$10,180 Land $500 Building $9,680	$101,800 Land $5,000 Building $96,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MINDEN WATER SYSTEM serves 16,281 people · EPA ID LA1119021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: 318 High Speed, AT&T, Xfinity.

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