301 Gurley Ln, Waco, TX 76706 Property Records

McLennan County property record for 301 Gurley Ln, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 2,700 sqft · built 2005
Lot Size	0.219 acres (9,535 sqft)
Owner	Company Name on File
Tax Bill	$6,064 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-042323-000108-0`

Property Details

APN / Parcel Number

Primary APN	`48-042323-000108-0`
Alternative APN	`335201`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	981 sqft
2nd Floor Area	1,719 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,535 sqft (0.219 acres)
Lot Dimensions	117 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	820 sqft
Driveway	Concrete Driveway
Driveway Area	2,020 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 GURLEY LN
City	WACO
State	TX
Zip	76706-6522
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	O2
Legal Description	UNIVERSITY WOODS LOT 8 BLOCK 1 ACRES .2189
Legal Subdivision	UNIVERSITY WOODS
Legal Block	1
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

301 Gurley Ln, a duplex, is owned by a company that acquired it in September 2023 and is owner-occupied.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	136 WACO SAND RD, WACO, TX 76708-7082
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Feb 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
May 11, 2021	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 29, 2020	Loan Modification, Mortgage AMERICAN BK NA
Feb 1, 2020	Deed of Trust, Mortgage UNIVERSITY WOODS LP
Oct 30, 2019	Loan Modification, Mortgage AMERICAN BK NA
Oct 8, 2019	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023
Deed Sale	Sep 28, 2023
Prior Sale	Sep 28, 2023
Deed Document Number	202330787
Prior Transfer Date	Jan 27, 2021
Prior Transfer Doc	0000018013
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 28, 2023
Property Address	301 GURLEY LN, WACO, TX 76706-6522
Document Number	0000030645
Map Reference	DOC 2005015255
Instrument Date	Sep 22, 2023
Instrument	2023030645
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 GURLEY LN # A, A, WACO, TX 76706-6522

Mortgage

Document Number	0000030646
Date	Sep 28, 2023
Instrument	2023030646

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 1, 2021
Property Address	301 GURLEY LN, WACO, TX 76706-6522
Document Number	0000003878
Map Reference	DOC 2005015255
Instrument Date	Jan 27, 2021
Instrument	2021003878
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5225 KATY FWY STE 545, 5225, HOUSTON, TX 77007-2592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 KATY FWY STE 545, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000003879
Date	Feb 1, 2021
Instrument	2021003879

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 11, 2021
Property Address	301 GURLEY LN, WACO, TX 76706-6522
Document Number	0000018013
Map Reference	DOC 2005015255
Instrument Date	Jan 27, 2021
Instrument	2021018013
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5225 KATY FWY STE 545, 5225, HOUSTON, TX 77007-2592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 KATY FWY STE 545, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000018014
Date	May 11, 2021
Instrument	2021018014

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	301 GURLEY LN, WACO, TX 76706-6522
Document Number	0000015623
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000015623
Date	May 15, 2020
Instrument	15623

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 14, 2021

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	301 GURLEY LN, WACO, TX 76706-6522
Document Number	0000043258
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000043258
Date	Dec 4, 2020
Instrument	43258

Lender

Name	UNIVERSITY WOODS LP
Address	5225 KATY FWY # 545, HOUSTON, TX 77007-2592

Agreement

Amount	Amount on Record

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	301 GURLEY LN, WACO, TX 76706-6522
Document Number	0000000935
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000000935
Date	Jan 10, 2020
Instrument	935

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount on Record

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Recording Date	Oct 8, 2019
Property Address	301 GURLEY LN, WACO, TX 76706-6522
Instrument Date	Jun 30, 2019
Instrument	33792
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	5225 KATY FWY #545 HOUSTON TX 770072592, 545, HOUSTON, TX 77007-2592

Mortgage

Document Number	0000033792
Date	Oct 8, 2019
Instrument	33792

Lender

Name	AMERICAN BK NA
Address	PO BOX 154068, WACO, TX 76715-4068

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 7, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 301 Gurley Ln was $6,064 with a homeowner's exemption, up 8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,000 (+2.8%) Land $55,910 Building $304,090	$360,000 (-) Land $55,910 Building $304,090
2025	$6,064.00 (+8%) Homeowner's exemption	$350,181	$360,000 Land $55,910 Building $304,090
2024	$5,615.00
2023		$315,800 Land $55,910 Building $259,890	$315,800 Land $55,910 Building $259,890
2022	$6,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Gurley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Gurley Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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