301 Forge Crest Dr, Mills River, NC 28759 Property Records

Henderson County property record for 301 Forge Crest Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,373 sqft · built 2004
Lot Size	4.23 acres (184,259 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Nov 2020)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9620051598`

Property Details

APN / Parcel Number

Primary APN	`9620051598`
Alternative APNs	`00962005159855` `9959448`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,373 sqft Heated Area
1st Floor Area	1,513 sqft
Upper Floors Area	1,059 sqft
Basement Area	1,578 sqft
Finished Basement	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	184,259 sqft (4.23 acres)
Garage Type	Mixed
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Deck Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9959448
Street Address	301 FORGE CREST DR
City	MILLS RIVER
State	NC
Zip	28759-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9959448~MR
Legal Description	FORGE CREST LO41 PHI PL2000-3476
Legal Subdivision	FORGE MTN ACRES (2020)
Legal Phase	1
Legal Block	5
Legal Lot Number	1598
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1043
Census Tract	930702

Owner

301 Forge Crest Dr is owned and occupied by an individual who bought it in November 2020.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	301 FORGE CREST DR, MILLS RIVER, NC 28759-8632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Deed Document Number	2020939118
Deed Book / Page	3606 / 690
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	301 FORGE CREST DR, MILLS RIVER, NC 28759-8632
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041310474
Date	Feb 6, 2024
Book Page	4131/474
Instrument	1001009970

Lender

Name	HOMETRUST BANK
Type	Bank
Address	PO BOX 10, ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2049

Interest

Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 25, 2020
Property Address	301 FORGE CREST DR, MILLS RIVER, NC 28759-8632
Document Number	0036060690
Book / Page	3606 / 690
Map Reference	SL 3476
Instrument Date	Nov 23, 2020
Instrument	939118
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 WINDEVERE CT, 107, LEICESTER, NC 28748-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 FORGE CREST DR, MILLS RIVER, NC 28759-8632

Mortgage

Document Number	939119
Date	Nov 25, 2020
Instrument	939119

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 301 Forge Crest Dr was $3,508.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$814,100 Land $152,300 Building $661,800
2025	$3,508.00
2023		$814,100 Land $152,300 Building $661,800	$814,100 Land $152,300 Building $661,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Forge Crest Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2013–2026)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Forge Crest Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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