301 E River St, Rock Falls, IA 50467 Property Records

Cerro Gordo County property record for 301 E River St, Rock Falls, IA 50467

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1968
Lot Size0.787 acres (34,282 sqft)
Owner2 Individual Names on File
Tax Bill$3,056 (2025)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN042210000600

Property Details

APN / Parcel Number

Primary APN042210000600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Finished Basement700 sqft
Unfinished Basement532 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area34,282 sqft (0.787 acres)
Garage TypeMixed
Garage Area984 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceWell

Location & Zoning

Street Address301 E RIVER ST
CityROCK FALLS
StateIA
Zip50467-8003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SE COR NW1/4 22-97-19 TH W 1529.2'; TH N 70017' W 126.95'; TH N 11.28' TO POB SAID PT BEING ON CTRLINE CNTY ROAD TH N
Legal Range19W
Legal Township97N
Legal Section22
Legal SubdivisionSUB NEIGH OF 600-ACRES
JurisdictionCERRO GORDO IA
Township / Civil DivisionFALLS
Census Block Group2
Census Block2061
Census Tract950600

Owner

301 E River St is owned and occupied by two individuals.

Source: Cerro Gordo County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address301 E RIVER ST, ROCK FALLS, IA 50467-8003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCERRO GORDO IA
Property Address301 E RIVER ST, ROCK FALLS, IA 50467-8003
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02019/7244
DateDec 13, 2019
Book Page2019/7244
Lender
NameFIRST CITIZENS COMMUNITY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 301 E River St was $3,056.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCerro Gordo County
MunicipalityRock Falls City
Unified School DistrictCentral Springs Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,056.00$243,120 Land $49,350 Building $193,770$243,120 Land $49,350 Building $193,770
2024$3,056.00
2023$248,770 (+24.4%) Land $49,350 Building $199,420$248,770 (+24.4%) Land $49,350 Building $199,420
2022$2,684.00$199,970 Land $35,250 Building $164,720$199,970 Land $35,250 Building $164,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 E River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 E River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E River St

Nearby Streets

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