301 E Prairie St, Waverly, IL 62692 Property Records

Morgan County property record for 301 E Prairie St, Waverly, IL 62692

Property Summary

Property Type	Commercial
Lot Size	2.37 acres (103,237 sqft)
Owner	Company Name on Record
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02-404-009`

Property Details

APN / Parcel Number

Primary APN	`19-02-404-009`

Exterior

Lot Area	103,237 sqft (2.37 acres)

Location & Zoning

Street Address	301 E PRAIRIE ST
City	WAVERLY
State	IL
Zip	62692-1015
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF WAVERLY ORIGINAL TOWN LTS 1-2 AND 3 BLK 1 AND PT S END E 1/2 SE
Legal Range	08W
Legal Township	13N
Legal Section	02
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	MORGAN IL
Township / Civil Division	WAVERLY NO. 2
Census Block Group	3
Census Block	3004
Census Tract	952300

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 106, WAVERLY, IL 62692-0106
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK
Apr 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	301 E PRAIRIE ST, WAVERLY, IL 62692-1015
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618602
Date	Sep 18, 2017
Instrument	618602

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	FRANKLIN, IL 62638

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Feb 28, 2023

Interest

Rate	5.5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	301 E PRAIRIE ST, WAVERLY, IL 62692-1015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	616643
Date	Apr 24, 2017
Instrument	616643

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 15, 2018

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Waverly City
Unified School District	Waverly Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,039.00 (-11.46%)	$52,510 (-3.05%) Land $6,580 Building $45,930	$157,530 (-3.05%) Land $19,740 Building $137,790
2024	$4,562.00 (+49.87%)
2023		$54,160 (-) Land $5,930 Building $48,230	$162,480 (-) Land $17,790 Building $144,690
2022	$3,044.00 (-25.74%)	$54,160 Land $5,930 Building $48,230	$162,480 Land $17,790 Building $144,690
2021	$4,099.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY serves 1,194 people · EPA ID IL1370450
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Prairie St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures