301 E Oregon St, Polo, IL 61064 Property Records

Ogle County property record for 301 E Oregon St, Polo, IL 61064 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jan 2024)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-402-007`

Property Details

APN / Parcel Number

Primary APN	`14-16-402-007`

Exterior

Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Street Address	301 E OREGON ST
City	POLO
State	IL
Zip	61064-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 10 SCHL TRUSTEES SUB, COMM INTERSEC OF N LN SE4 & E LN FORMER ICR RR ROW; THENCE ELY 216.24 TO POB; THENCE SLY 191.68 E PARALELL/W N LN TO PT 45 W OF E LN OF W2 SE4; THENCE NELY TO PT ON W LN W2 SE4; THENCEN 183 TO N LN SE4, W TO POB 10-00930 S
Legal Subdivision	SCHL TRUSTEES SUB
Legal Lot Number	10
Jurisdiction	OGLE IL
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4047
Census Tract	961500

Owner

Source: Ogle County records · APN 14-16-402-007

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 E OREGON ST, POLO, IL 61064-1904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 03, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK SHANNON POLO
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit BYRON BANK
Dec 23, 2016	Loan Modification, Mortgage · Conventional Mortgage BYRON BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2024 · Amount on Record
Deed Sale	Jan 03, 2024 · Amount on Record
Prior Sale	Jan 03, 2024 · Amount on Record
Deed Document Number	202426
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jan 03, 2024
Property Address	301 E OREGON ST, POLO, IL 61064-1904
Document Number	0000000026
Instrument Date	Dec 15, 2023
Instrument	202400026
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E OREGON ST, POLO, IL 61064-1904

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jan 03, 2024
Property Address	301 E OREGON ST, POLO, IL 61064-1904
Document Number	0000000024
Instrument Date	Feb 14, 2023
Instrument	202400024
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 E OREGON ST, POLO, IL 61064-1904

Mortgage

Document Number	0000000027
Date	Jan 03, 2024
Instrument	202400027

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2054

Interest

Rate Type	Fixed Rate
Rate	6.63%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	301 E OREGON ST, POLO, IL 61064-1904
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007183
Date	Dec 29, 2022
Instrument	202207183

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	9.5%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	301 E OREGON ST, POLO, IL 61064-1904
Document Number	0000000108
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000108
Date	Jan 06, 2017
Instrument	108

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 05, 2027

Interest

Rate	6.75%

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Buffalo Township
Municipality	Polo City
Unified School District	Polo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 (-1.3%)	$33,406 (+9.53%) Land $9,414 Building $23,992	$100,218 (+9.53%) Land $28,242 Building $71,976
2023		$30,499 (+7.56%) Land $9,282 Building $21,217	$91,497 (+7.56%) Land $27,846 Building $63,651
2022	$2,540.00	$28,356 Land $8,630 Building $19,726	$85,068 Land $25,890 Building $59,178

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Oregon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures