301 E Meeting St, Morganton, NC 28655 Property Records

Burke County property record for 301 E Meeting St, Morganton, NC 28655

Property Summary

Property Type	Other Improved
Details	11 ba · 24,006 sqft · built 1974
Lot Size	1.59 acres (69,260 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Nov 2016)
Tax Bill	$8,778 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2703373662`

Property Details

APN / Parcel Number

Primary APN	`2703373662`
Alternative APN	`49231`

Interior

Full Baths	11 Baths
Total Rooms	40 Rooms
Stories	2 Stories
Building Area	24,006 sqft Total Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Construction Type	Wood Frame
Lot Area	69,260 sqft (1.59 acres)
Porch	Open Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2703373662
Street Address	301 E MEETING ST
City	MORGANTON
State	NC
Zip	28655-3593
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	CENTRAL BUSINESS DIST
Legal Description	301 E MEETING ST MORGANTON, NC 28655
Legal Subdivision	PROFESSIONAL ASSOC SURV
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2035
Census Tract	20600

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	MORGANTON, NC 28655
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage A CARING ALTERNATIVE LLC
Nov 29, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Feb 7, 2018	Deed of Trust, Mortgage CITY OF MORGANTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Deed Document Number	0002263602
Deed Book / Page	2263 / 602
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 E MEETING ST, MORGANTON, NC 28655-3593
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 S GREEN ST 300, 300, MORGANTON, NC 28655-3693

Mortgage

Document Number	0028570915
Date	Mar 3, 2026
Book Page	2857/915
Instrument	2026001817

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 E MEETING ST, MORGANTON, NC 28655-3593
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026350498
Date	Jul 20, 2022
Book Page	2635/498
Instrument	2021023619

Lender

Name	A CARING ALTERNATIVE LLC
Type	Non-Lending Institution
Address	MORGANTON, NC 28680

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 E MEETING ST, MORGANTON, NC 28655-3593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023220766
Date	Nov 29, 2017
Book Page	2322/0766
Instrument	2017010659

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	301 E MEETING ST, MORGANTON, NC 28655-3593
Document Number	0023400822
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 E MEETING ST MORGANTON NC 286553593, MORGANTON, NC 28655-3593

Mortgage

Document Number	0023400822
Date	Apr 3, 2018
Book Page	002340/000822
Instrument	14523

Lender

Name	CITY OF MORGANTON

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,778.00 (-0.89%)	$1,581,660 (-) Land $416,838 Building $1,164,822	$1,581,660 (-) Land $416,838 Building $1,164,822
2023	$8,857.00	$1,581,660 Land $416,838 Building $1,164,822	$1,581,660 Land $416,838 Building $1,164,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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