301 E Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 301 E Main St, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage2,362 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
PoolAbove-Ground Pool
Last Sale$157,500 (2024)
Tax Bill$3,513.00 (2025)

Property Details

APN / Parcel Number

Primary APN453801 11-2-43
Alternative APN
  • 380101100000020430000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Building Area2,362 sqft Living Area
1st Floor1,522 sqft 1st Floor
2nd Floor840 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,405 sqft (0.17 acres)
Depth X Width99 ft x 75 ft Depth x Width
Pool TypeAbove-Ground Pool Pool Type
Porch Area256 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address301 E MAIN ST
CityWATERLOO
StateNY
Zip13165-1622
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMB95-419
Legal Block2
Legal Lot Number43.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1013
Census Tract950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 11-2-43

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address430 W MAIN ST, WATERLOO, NY 13165-1330
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Deed of Trust, Mortgage · Stand Alone Refinance
GENERATIONS BANK
Mar 08, 2024Warranty Deed, Transfer · Stand Alone Refinance
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2024 · Amount on Record
Deed SaleMar 08, 2024 · Amount on Record
Prior SaleSep 27, 2007 · Amount on Record
Deed Book / Page1094 / 287
Prior Transfer DateFeb 08, 2012
Prior Transfer Doc0847000328
Record RefreshedJun 08, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address301 E MAIN ST, WATERLOO, NY 13165-1622
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001711/185
DateJul 31, 2019
Book Page1711/185
Instrument45436
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term349 Months
DueAug 01, 2048

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateMar 08, 2024
Property Address301 E MAIN ST, WATERLOO, NY 13165-1622
Document Number001094/287
Book / Page1094 / 287
Instrument DateFeb 13, 2024
Instrument65847
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 W MAIN ST, WATERLOO, NY 13165-1330

Mortgage

Document Number0001918/33
DateMar 08, 2024
Book Page1918/33
Instrument65848
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,513.00 (+3.17%)$72,900 (-) Land $11,700 Building $61,200$119,500 (+11.47%) Land $19,179 Building $100,321
2024$3,405.00 (+85.86%)$72,900 (-) Land $11,700 Building $61,200$107,200 (+4.41%) Land $17,205 Building $89,995
2023$72,900 Land $11,700 Building $61,200$102,676 Land $16,479 Building $86,197
2019$1,832.00

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