301 E Main St, Princeton, KY 42445 Property Records

Caldwell County property record for 301 E Main St, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Details	1,569 sqft
Lot Size	0.346 acres (15,073 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Mar 2018)
Tax Bill	$720 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136198-001`

Property Details

APN / Parcel Number

Primary APN	`136198-001`
Alternative APNs	`10703201` `P10-5-1`

Interior

Stories	1 Story
Building Area	1,569 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,073 sqft (0.346 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	301 E MAIN ST
City	PRINCETON
State	KY
Zip	42445-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 301 EAST MAIN STREET
Legal Lot Number	301
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3009
Census Tract	920301

Owner

Source: Caldwell County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 E MAIN ST, PRINCETON, KY 42445-1649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 28, 2018	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Mar 28, 2018	Deed, Transfer · FHA Mortgage LIBERTY FINANCIAL A DIVISION OF ETF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Deed Book / Page	318 / 378
Prior Transfer Date	Aug 21, 2010
Prior Transfer Doc	000282/174
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	301 E MAIN ST, PRINCETON, KY 42445-1649
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	SUPERIOR TITLE OF KY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000379/333
Date	Jan 21, 2022
Book Page	379/333

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	301 E MAIN ST, PRINCETON, KY 42445-1649
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M333/591
Date	Mar 28, 2018
Book Page	M333/591

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2028

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Mar 28, 2018
Property Address	301 E MAIN ST, PRINCETON, KY 42445-1649
Document Number	00D318/378
Book / Page	D318 / 378
Instrument Date	Mar 22, 2018
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 CADIZ ST, 501, PRINCETON, KY 42445-2273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E MAIN ST, PRINCETON, KY 42445-1649

Mortgage

Document Number	0000333575
Date	Mar 28, 2018
Instrument	333/575

Lender

Name	LIBERTY FINANCIAL A DIVISION OF ETF
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Princeton City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00 (-1.5%)	$74,000 (-)	$74,000 (-)
2023	$731.00	$74,000	$74,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Princeton Electric, Verizon.

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