301 E Main St, Elm City, NC 27822 Property Records

Wilson County property record for 301 E Main St, Elm City, NC 27822

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,934 sqft · built 1910
Lot Size0.689 acres (30,013 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2016)
Tax Bill$1,998 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN3734-89-2919.000

Property Details

APN / Parcel Number

Primary APN3734-89-2919.000
Alternative APNs
  • 3734892919
  • 1107356

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,934 sqft Heated Area
1st Floor Area2,934 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1975
Roof TypeHip
Lot Area30,013 sqft (0.689 acres)
Lot Dimensions190 ft deep x 158 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address301 E MAIN ST
CityELM CITY
StateNC
Zip27822-8524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description301 E MAIN ST 1.00LT
Legal SubdivisionJ R WIGGINS
JurisdictionWILSON NC
Township / Civil DivisionTOISNOT
Census Block Group3
Census Block3012
Census Tract1301

Owner

301 E Main St is owned by an individual who acquired it in August 2016.

Source: Wilson County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1217, ELM CITY, NC 27822-1217
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2016 · Amount on File
Deed SaleJul 29, 2016 · Amount on File
Deed Book / Page2664 / 594
Last Transfer DateAug 3, 2016
Transfer Doc002666/066
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON NC
Property Address301 E MAIN ST, ELM CITY, NC 27822-8524
Transaction TypeMortgage
Record UpdatedOct 13, 2025
Title CompanyKENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003139/139
DateSep 29, 2025
Book Page3139/139
Lender
NameNEWTEK BANK NA
TypeBank
AddressORLANDO, FL 32801
Agreement
TypeNon-Conforming Investor Loan
AmountAmount on Record
Term120 Months
DueSep 5, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 301 E Main St was $1,998 with a veteran's exemption, down 1.7% from the year before.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWilson County
MunicipalityElm City Town
Unified School DistrictWilson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,616 (-) Land $22,515 Building $191,101$213,616 (-) Land $22,515 Building $191,101
2025$1,998.00 (-1.67%)$213,616 (-) Land $22,515 Building $191,101$213,616 (-) Land $22,515 Building $191,101
2024$2,032.00 Homeowner's exemption Disabled Person's exemption$213,616 Land $22,515 Building $191,101$213,616 Land $22,515 Building $191,101
2021$1,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELM CITY
serves 1,450 people · EPA ID NC0498020
Water SourcePurchased surface water from CITY OF WILSON
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight, Optimum.

Nearby Properties on E Main St

Nearby Streets

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