301 E Lp 499, Harlingen, TX 78550 Property Records

Cameron County property record for 301 E Lp 499, Harlingen, TX 78550

Property Summary

Property Type	Commercial
Details	9,626 sqft · built 2009
Lot Size	1.06 acres (46,543 sqft)
Owner	Company Name on File
Last Sale	$22,500,000 (May 2021)
Tax Bill	$18,320 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`973778-0000-002000`

Property Details

APN / Parcel Number

Primary APN	`973778-0000-002000`
Alternative APN	`352685`

Interior

Stories	1 Story
Building Area	9,626 sqft Gross Area
1st Floor Area	9,146 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	46,543 sqft
Driveway	Concrete Driveway
Driveway Area	882 sqft
Porch	Slab
Porch Area	84 sqft

Location & Zoning

Street Address	301 E LOOP 499
City	HARLINGEN
State	TX
Zip	78550-2471
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT C2 STONE OAK SUBDIVISION PHASE I (C1-2827 A&B CCMR FILED 6/8/07)
Legal Subdivision	STONE OAK SUBDIVISION PHASE I
Legal Block	2
Legal Lot Number	C2
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2007
Census Tract	10604

Owner

Source: Cameron County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	9 S 12TH ST, 4, RICHMOND, VA 23219-4032
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
May 17, 2021	Vendor's Lien, Transfer · Commercial Mortgage SYMETRA LIFE INSURANCE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Aug 27, 2009 · Amount on Record
Deed Document Number	202121666
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0202121666
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	301 E LOOP 499, HARLINGEN, TX 78550-2471
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 E MAIN ST, RICHMOND, VA 23219-2418

Mortgage

Document Number	0020268297
Date	Mar 10, 2026
Instrument	2026-8297

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	WASHINGTON, DC 20006

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	May 17, 2021
Property Address	301 E LOOP 499, HARLINGEN, TX 78550-2471
Document Number	0202121666
Map Reference	CAB 1 SL 2827-A&B
Instrument Date	Apr 30, 2021
Instrument	2021-21666
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6280 LAKEVIEW RD, LENOIR CITY, TN 37772-4396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 E MAIN ST STE 1000, 1000, RICHMOND, VA 23219-2415
Investor	Possibly a Property Investor

Mortgage

Document Number	0202121667
Date	May 17, 2021
Instrument	2021-21667

Lender

Name	SYMETRA LIFE INSURANCE CO
Type	Insurance Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$880,925 (-) Land $139,629 Building $741,296	$880,925 (-) Land $139,629 Building $741,296
2025	$18,320.00 (+0.24%)	$880,925 (-) Land $139,629 Building $741,296	$880,925 (-) Land $139,629 Building $741,296
2024	$18,276.00 (-1.98%)
2023	$18,646.00 (-12.25%) Additional exemption filed	$880,925 Land $139,629 Building $741,296	$880,925 Land $139,629 Building $741,296
2022	$21,248.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Innercity Fibernet Fixed Wireless · Fiber in parts of the area	100 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet Holdings, Smartcom Telephone.

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