301 E Gary St, Bay City, MI 48706 Property Records

Bay County property record for 301 E Gary St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 902 sqft · built 1952
Lot Size0.231 acres (10,062 sqft)
Owner2 Individual Names on File
Tax Bill$1,612 (2026)
Flood ZoneZone X (minimal risk)
APN160-017-255-016-00

Property Details

APN / Parcel Number

Primary APN160-017-255-016-00
Alternative APN
  • 0913001725501600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area902 sqft Living Area
1st Floor Area890 sqft
Basement Area890 sqft
Unfinished Basement890 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area10,062 sqft (0.231 acres)
Lot Dimensions150 ft deep x 67 ft wide
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area16 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address301 E GARY ST
CityBAY CITY
StateMI
Zip48706-3584
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionCOM 744.70 FT W & 220 FT N OF SE COR OF SW 1/4 OF NE 1/4 TH W 67.5 FT TH N 150 FT TH E 67.5 FT TH S 150 FT TO BEG SEC 17
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group1
Census Block1002
Census Tract286600

Owner

301 E Gary St is owned and occupied by two individuals who acquired it in October 2005.

Source: Bay County records, as of May 18, 2026

Owner of Record2 Individual Names on File
Mailing Address301 E GARY ST, BAY CITY, MI 48706-3584
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 1995
Deed SaleApr 14, 1995
Deed Book / Page1358 / 859
Last Transfer DateOct 3, 2005
Transfer Doc0023730954
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 301 E Gary St was $1,612 with a homeowner's exemption, up 21.4% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,612.00 (+21.39%) Homeowner's exemption$58,850 (+6.23%)$117,700 (+6.23%)
2025$1,328.00 Homeowner's exemption$55,400$110,800
2023$41,850$83,700
2022$1,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 E Gary St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 E Gary St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on E Gary St

Nearby Streets

Search Property Records by Address or Parcel Number