301 E Elizabeth St, Delmar, MD 21875 Property Records

Wicomico County property record for 301 E Elizabeth St, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,426 sqft · built 1910
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Mar 2021)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-011586`

Property Details

APN / Parcel Number

Primary APN	`11-011586`
Alternative APN	`011586`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,426 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011586
Street Address	301 E ELIZABETH ST
City	DELMAR
State	MD
Zip	21875-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	8,400 SQ FT 301 ELIZABETH ST DELMAR
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	1
Census Block	1020
Census Tract	10703

Owner

301 E Elizabeth St is owned and occupied by two individuals who bought it in March 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 E ELIZABETH ST, DELMAR, MD 21875-1631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 8, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 26, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Book / Page	4804 / 389
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	301 E ELIZABETH ST, DELMAR, MD 21875-1631
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E ELIZABETH ST, DELMAR, MD 21875-1631

Mortgage

Document Number	0052580411
Date	May 31, 2023
Book Page	5258/411

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 8, 2021
Property Address	301 E ELIZABETH ST, DELMAR, MD 21875-1631
Document Number	0048040389
Book / Page	4804 / 389
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 E ELIZABETH ST, DELMAR, MD 21875-1631

Mortgage

Document Number	0004804396
Date	Mar 8, 2021
Instrument	4804/396

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 26, 2020
Property Address	301 E ELIZABETH ST, DELMAR, MD 21875-1631
Document Number	0045990168
Book / Page	004599 / 000168
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31375 DAGSBORO RD SALISBURY MD 21804, SALISBURY, MD 21804

Tax Assessment & Valuation

The 2025 property tax bill for 301 E Elizabeth St was $1,633.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Delmar Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,800 Land $21,700 Building $231,100	$252,800 Land $21,700 Building $231,100
2025	$1,633.00
2023	$258.00	$25,900 Land $21,700 Building $4,200	$25,900 Land $21,700 Building $4,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 301 E Elizabeth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 E Elizabeth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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