301 E Douglas St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 301 E Douglas St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,244 sqft · built 1925
Lot Size	0.262 acres (11,423 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Mar 2026)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-176-025`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-176-025`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	11,423 sqft (0.262 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	302 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 E DOUGLAS ST
City	SAINT JOSEPH
State	IL
Zip	61873-9058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 4 SUB OF N 1/2 SE 1/4 NW 1/4 AND NE 1/4 SW 1/4 NW 1/4 SEC. 14-19-10
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	SUB
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3023
Census Tract	10701

Owner

Source: Champaign County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	20263707
Prior Transfer Date	Apr 23, 2010
Prior Transfer Doc	0000008028
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 16, 2026
Property Address	301 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9058
Document Number	0000003707
Instrument Date	Mar 12, 2026
Instrument	2026R03707
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$212.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9058

Mortgage

Document Number	0000003708
Date	Mar 16, 2026
Instrument	2026R03708

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (-1.89%) Homeowner's exemption Senior Citizen's exemption	$46,080 (+5.81%) Land $8,380 Building $37,700	$138,240 (+5.81%) Land $25,140 Building $113,100
2024	$1,270.00 (-4.37%)	$43,550 (+18.44%) Land $7,920 Building $35,630	$130,650 (+18.44%) Land $23,760 Building $106,890
2023	$1,328.00 (-1.41%)
2022	$1,347.00 Homeowner's exemption Senior Citizen's exemption	$36,770 Land $6,690 Building $30,080	$110,310 Land $20,070 Building $90,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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