301 E Centralia St, Elkhorn, WI 53121 Property Records

Walworth County property record for 301 E Centralia St, Elkhorn, WI 53121

Property Summary

Property TypeSingle Family Home
Lot Size0.208 acres (9,104 sqft)
Owner2 Individual Names on File
Tax Bill$3,190 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNYV SE 00014C

Property Details

APN / Parcel Number

Primary APNYV SE 00014C

Exterior

Lot Area9,104 sqft (0.208 acres)

Location & Zoning

Old Parcel NumberYVSE00014C
Street Address301 E CENTRALIA ST
CityELKHORN
StateWI
Zip53121-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW 1/4 SEC 6 T2N R17E DESC AS: COM SE COR LOT 9 BLK 3 ELDERKINS ADD, S 204.10', ELY 66' TO POB, ELY 66', N 138.10', W 66',
Legal Range17E
Legal Township02N
Legal Section06
Legal SubdivisionELDERKINS ADD
Legal Block3
Legal Lot Number9
JurisdictionWALWORTH WI
Township / Civil DivisionELKHORN
Census Block Group2
Census Block2028
Census Tract902

Owner

301 E Centralia St is owned and occupied by two individuals.

Source: Walworth County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address301 E CENTRALIA ST, ELKHORN, WI 53121-2003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Sep 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
ACCUNETMORTGAGE.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Recording DateJul 7, 2026
Property Address301 E CENTRALIA ST, ELKHORN, WI 53121-2003
Document Number0001132379
Instrument DateJun 30, 2026
Instrument20261132379
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 E CENTRALIA ST, ELKHORN, WI 53121-2003

Mortgage

Document Number0001132379,
DateJul 7, 2026
Instrument20261132379
Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address301 E CENTRALIA ST, ELKHORN, WI 53121-2003
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001085167
DateSep 29, 2023
Instrument1085167
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 28, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address301 E CENTRALIA ST, ELKHORN, WI 53121-2003
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001068556
DateSep 19, 2022
Instrument1068556
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 18, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALWORTH WI
Property Address301 E CENTRALIA ST, ELKHORN, WI 53121-2003
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyLAKEFRONT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number995085
DateSep 27, 2019
Instrument995085
Lender
NameACCUNETMORTGAGE.COM LLC
TypeMortgage Company
AddressWAUKESHA, WI 53188
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 301 E Centralia St was $3,190 with a homeowner's exemption.

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyWalworth County
MunicipalityElkhorn City
Unified School DistrictElkhorn Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,190.00 Homeowner's exemption$237,700 Land $24,100 Building $213,600$241,281 Land $24,463 Building $216,818
2023$2,938.00 (-0.94%) Homeowner's exemption$204,000 (+7.77%) Land $24,600 Building $179,400
2022$2,966.00 Homeowner's exemption$189,300 Land $24,600 Building $164,700$190,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 E Centralia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 E Centralia St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKHORN WATERWORKS
serves 10,317 people · EPA ID WI2650062
Water SourceGroundwater
Last State InspectionAug 2025
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2021
Arsenic
resolved · Oct 2018
Treatment and ProcedureLead service line replacement
Nov 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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