301 E Center St, Gifford, IL 61847 Property Records

Champaign County property record for 301 E Center St, Gifford, IL 61847

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,833 sqft · built 2016
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2019)
Tax Bill	$6,093 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-10-01-160-003`

Property Details

APN / Parcel Number

Primary APN	`06-10-01-160-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,833 sqft Living Area
Gross Area	5,352 sqft
1st Floor Area	1,933 sqft
Basement Area	1,933 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	512 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 E CENTER ST
City	GIFFORD
State	IL
Zip	61847-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10E
Legal Township	21N
Legal Section	01
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	COMPROMISE
Census Block Group	3
Census Block	3020
Census Tract	10400

Owner

301 E Center St is owned and occupied by an individual who bought it in November 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	301 E CENTER ST, GIFFORD, IL 61847-9549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 29, 2019	Trustee's Deed, Construction Loan · Line of Credit GIFFORD ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Mar 30, 2004 · Amount on File
Deed Document Number	201919281
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 15, 2019
Property Address	301 E CENTER ST, GIFFORD, IL 61847-9549
Document Number	0000019281
Instrument Date	Nov 15, 2019
Instrument	2019R19281
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 E CENTER ST, GIFFORD, IL 61847-9549

Mortgage

Document Number	0000019282
Date	Nov 15, 2019
Instrument	2019R19282

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 29, 2019
Property Address	301 E CENTER ST, GIFFORD, IL 61847-9549
Instrument Date	Mar 21, 2019
Instrument	4212
Transaction Type	Construction Loan
Record Updated	Apr 12, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	301 E CENTER ST GIFFORD IL 618479549, GIFFORD, IL 61847-9549

Mortgage

Document Number	0000004212
Date	Mar 29, 2019
Instrument	4212

Lender

Name	GIFFORD ST BK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 28, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Compromise Township
Municipality	Gifford Village
Elementary School District	Gifford Community Consolidated School District 188 (PK - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,000 Land $5,530 Building $88,470	$282,000 Land $16,590 Building $265,410
2024	$6,093.00
2022	$5,524.00 Homeowner's exemption	$76,100 Land $4,480 Building $71,620	$228,300 Land $13,440 Building $214,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 E Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIFFORD serves 911 people · EPA ID IL0190250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.6 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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