301 E Cedar St, Russell, IA 50238 Property Records

Lucas County property record for 301 E Cedar St, Russell, IA 50238

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1968
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$117,500 (Mar 2021)
Tax Bill$2,698 (2026)
Deeds & MortgagesDec 2024 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0831400011

Property Details

APN / Parcel Number

Primary APN0831400011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,344 sqft Living Area
Basement Area672 sqft
Finished Basement672 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeMixed
Garage Area464 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address301 E CEDAR ST
CityRUSSELL
StateIA
Zip50238-2005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31-72-20 W120' OF S 181.5' OF SE SE SE
Legal Range20W
Legal Township72N
Legal Section31
JurisdictionLUCAS IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1006
Census Tract950100

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address301 E CEDAR ST, RUSSELL, IA 50238-2005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 16, 2021Warranty Deed, Transfer · FHA Mortgage
US BANK NA
Mar 16, 2021Warranty Deed, Transfer · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Deed Document Number2021368
Record UpdatedOct 29, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS IA
Property Address301 E CEDAR ST, RUSSELL, IA 50238-2005
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 E CEDAR ST, RUSSELL, IA 50238-2005

Mortgage

Document Number0020241606
DateDec 23, 2024
Instrument2024-1606
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS IA
Recording DateMar 16, 2021
Property Address301 E CEDAR ST, RUSSELL, IA 50238-2005
Document Number02021/0368
Book / Page2021 / 0368
Instrument DateMar 15, 2021
Instrument2021-0368
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 E CEDAR ST, RUSSELL, IA 50238-2005

Mortgage

Document Number0020210369
DateMar 16, 2021
Instrument2021-0369
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS IA
Recording DateMar 16, 2021
Property Address301 E CEDAR ST, RUSSELL, IA 50238-2005
Document Number002021/368
Book / Page2021 / 368
Instrument DateMar 15, 2021
Instrument2021-0368
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$187.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 E CEDAR ST, RUSSELL, IA 50238-2005

Mortgage

Document Number0020210369
DateMar 16, 2021
Instrument2021-0369
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLucas County
Unified School DistrictChariton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,698.00 (+14.32%) Homeowner's exemption$206,018 (-) Land $20,000 Building $186,018$206,018 (-) Land $20,000 Building $186,018
2025$2,360.00 Homeowner's exemption$206,018 (+23.65%) Land $20,000 Building $186,018$206,018 (+23.65%) Land $20,000 Building $186,018
2024$2,360.00 (+43.9%)
2023$166,619 Land $12,500 Building $154,119$166,619 Land $12,500 Building $154,119
2021$1,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRATHBUN REGIONAL WATER ASSN (RATHBUN)
private · serves 33,000 people · EPA ID IA0400900
Water SourceSurface water
Last State InspectionJun 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL · Fixed Wireless in parts of the area
200 / 20
Lockridge Networks
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
10 / 1

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