301 E 9th St, Spencer, IA 51301 Property Records

Clay County property record for 301 E 9th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,568 sqft · built 1900
Lot Size0.162 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Jun 2024)
Tax Bill$1,490 (2024)
Deeds & MortgagesMar 2022 Transfer
Sep 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN963607405008

Property Details

APN / Parcel Number

Primary APN963607405008
Alternative APN
  • 64096360740500800

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Exterior MaterialAsbestos
Construction TypeFrame
Foundation TypeBrick
Roof TypeHip
Roof MaterialShingle
Lot Area7,100 sqft (0.162 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area324 sqft
Deck Area30 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace
Water SourceCommercial

Location & Zoning

Old Parcel Number64096360740500800
Street Address301 E 9TH ST
CitySPENCER
StateIA
Zip51301-4511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPENCER RESID
Legal Description7 7 COLLEGE
Legal Range36
Legal Township17
Legal Section07
Legal SubdivisionCOLLEGE ADDITION
Legal Lot Number7
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3065
Census Tract80200

Owner

Source: Clay County records · APN 963607405008

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address301 E 9TH ST, SPENCER, IA 51301-4511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Quit Claim Deed, Transfer
Quitclaim
Sep 30, 2020Legal Action/Court Order, Foreclosure · Conventional Mortgage
FLANAGAN STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Prior SaleSep 30, 2020 · Amount on Record
Deed Document Number2024 1147
Deed Book / Page2024 / 1147
Record UpdatedJun 08, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY IA
Recording DateMar 21, 2022
Property Address301 E 9TH ST, SPENCER, IA 51301-4511
Document Number002022/703
Book / Page2022 / 703
Instrument DateMar 18, 2022
Instrument2022 703
Transaction TypeTransfer
Record UpdatedApr 20, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 E 9TH ST, SPENCER, IA 51301-4511
InvestorPossibly a Property Investor

September 2020: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionCLAY IA
Recording DateSep 30, 2020
Property Address301 E 9TH ST, SPENCER, IA 51301-4511
Document Number02020/2997
Book / Page2020 / 2997
Instrument DateAug 26, 2020
Instrument2020 2997
Transaction TypeForeclosure
Record UpdatedAug 10, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$132.80
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address301 E 9TH ST, SPENCER, IA 51301-4511
InvestorPossibly a Property Investor

Mortgage

Document Number2020299820202998
DateSep 30, 2020
Instrument2020 299820202998
Lender
NameFLANAGAN STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$116,600 (+20.08%) Land $20,000 Building $96,600$116,600 (+20.08%) Land $20,000 Building $96,600
2024$1,490.00 (+14.62%)
2023$97,100 (+17.47%) Land $14,000 Building $83,100$97,100 (+17.47%) Land $14,000 Building $83,100
2022$1,300.00 Homeowner's exemption$82,660 Land $14,000 Building $68,660
2021$82,660 Land $14,000 Building $68,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spencer Municipal Communications Utility
Fiber
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 451 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 9th St

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