301 E 5th St, Owensboro, KY 42303 Property Records

Daviess County property record for 301 E 5th St, Owensboro, KY 42303

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	6 bd · 3 ba · 3,292 sqft · built 1911
Lot Size	0.149 acres (6,525 sqft)
Owner	Company Name on File
Tax Bill	$829 (2025)
Deeds & Mortgages	Feb 2010 Mortgage Jun 2006 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-05-18-008-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-05-18-008-00-000`
Alternative APN	`0023324`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,292 sqft Living Area
Gross Area	1,646 sqft
Basement Area	1,646 sqft
Unfinished Basement	1,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,525 sqft (0.149 acres)
Lot Dimensions	87 ft deep x 75 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	301 E 5TH ST
City	OWENSBORO
State	KY
Zip	42303-4235
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	301 E 5TH ST
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1035
Census Tract	300

Owner

301 E 5th St, a commercial property, is owned by a company.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1913 GRIFFITH PL E, OWENSBORO, KY 42301-4680
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2010	Deed of Trust, Mortgage CAPITAL ACCESS CORP
Jun 1, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	301 E 5TH ST, OWENSBORO, KY 42303-4235
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001738/216
Date	Feb 5, 2010
Book Page	1738/216
Instrument	2010-00001722

Lender

Name	CAPITAL ACCESS CORP
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40202

Agreement

Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2030

June 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jun 1, 2006
Property Address	301 E 5TH ST, OWENSBORO, KY 42303-4235
Document Number	000817/735
Book / Page	0817 / 735
Instrument Date	Jun 1, 2006
Instrument	00009696
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 E FIFITH ST, CAMPTON, KY 41301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1913 GRIFFITH PL E, OWENSBORO, KY 42301-4680
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 301 E 5th St was $829.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,300 (+18.9%)	$296,300 (+18.9%)
2025	$829.00	$249,200 Land $59,900 Building $189,300	$249,200 Land $59,900 Building $189,300
2023		$249,200 (-)	$249,200 (-)
2022	$2,815.00	$249,200	$249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 E 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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