301 E 3rd St, Cumberland, IA 50843 Property Records

Cass County property record for 301 E 3rd St, Cumberland, IA 50843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,580 sqft · built 1900
Lot Size	0.612 acres (26,700 sqft)
Owner	Individual Name on Record
Last Sale	$28,700 (Jun 2014)
Tax Bill	$1,076 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340007635001000`

Property Details

APN / Parcel Number

Primary APN	`340007635001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,580 sqft Living Area
Basement Area	395 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,700 sqft (0.612 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	26 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	301 E 3RD ST
City	CUMBERLAND
State	IA
Zip	50843-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADD E1/2 S1/2 & E50' N1/2 LOT 12
Legal Subdivision	CUMBERLAND 2ND ADDITION (CUMBERLAND 702)
Legal Lot Number	12
Jurisdiction	CASS IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1058
Census Tract	190300

Owner

Source: Cass County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 E 3RD ST, CUMBERLAND, IA 50843-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	0020141020
Deed Book / Page	2014 / 1020
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	301 E 3RD ST, CUMBERLAND, IA 50843-1044
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2659
Date	Nov 24, 2021
Book Page	2021/2659
Instrument	2021-2659

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Cumberland City
Unified School District	CAM Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,560 (+30.49%) Land $5,880 Building $78,680	$84,560 (+30.49%) Land $5,880 Building $78,680
2024	$1,076.00 (+11.39%)
2023		$64,800 Land $4,900 Building $59,900	$64,800 Land $4,900 Building $59,900
2022	$966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND WATER SUPPLY serves 266 people · EPA ID IA1516093
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 3rd St

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