301 E 3rd St, Covington, KY 41011 Property Records

Kenton County property record for 301 E 3rd St, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1985
Square Footage1,080 sqft Finished Area
Lot Size774 sqft (0.018 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2024)
Tax Bill$4,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-14-17-001.02

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,080 sqft Finished Area
Gross Area1,314 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area774 sqft (0.018 acres)
Depth X Width43.5 ft x 17.8 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address301 E 3RD ST
CityCOVINGTON
StateKY
Zip41011-1709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARRARD ROW K 17.83' X 43.50'
Legal SubdivisionGARRARD ROW
Legal Lot NumberK
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3002
Census Tract67000

Owner

Source: Kenton County records · APN 054-14-17-001.02

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address301 E 3RD ST, COVINGTON, KY 41011-1709
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Warranty Deed, Transfer · Conventional Mortgage
SIMMONS BANK
Aug 09, 2021Deed of Trust, Mortgage
GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2024 · Amount on Record
Deed SaleMay 29, 2024 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Doc Number2024160
Deed Book / Page286 / 401
Prior Transfer DateMay 23, 2024
Prior Transfer Doc0005900160
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 15, 2022
Property Address301 E 3RD ST, COVINGTON, KY 41011-1709
Document Number0005900211
Book / Page200 / 307
Map ReferencePL 1294
Instrument DateNov 15, 2022
Instrument22111505900211
Transaction TypeTransfer
Record UpdatedNov 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7409 GLENOVER DR, 7409, CINCINNATI, OH 45236-2113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address301 E 3RD ST, COVINGTON, KY 41011-1709

Mortgage

Document Number0005900212
DateNov 15, 2022
Instrument22111505900212
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address301 E 3RD ST, COVINGTON, KY 41011-1709
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900037
DateAug 09, 2021
Book Page252/971
Instrument21080905900037
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term180 Months
DueAug 01, 2036

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,306.00 (-0.53%)$325,000 (-) Land $10,000 Building $315,000$325,000 (-) Land $10,000 Building $315,000
2023$4,329.00$325,000 Land $10,000 Building $315,000$325,000 Land $10,000 Building $315,000

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