301 E 2nd St, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 301 E 2nd St, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,095 sqft · built 1992
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$185,300 (Jul 2019)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage Jul 2019 Sale & Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-5CF-1600-0090`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-5CF-1600-0090`
Alternative APN	`2132215CF16000090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	1,375 sqft
1st Floor Area	1,095 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 E 2ND ST
City	CHULUOTA
State	FL
Zip	32766-8967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 BLK 16 NORTH CHULUOTA PB 2 PG 54 TO 58
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	NORTH CHULUOTA
Legal Tract	5CF
Legal Block	16
Legal Lot Number	9
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1011
Census Tract	21206

Owner

Source: Seminole County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 E 2ND ST, CHULUOTA, FL 32766-8967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 15, 2019	Special Warranty Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 17, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	201975008
Deed Book / Page	9393 / 1840
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	301 E 2ND ST, CHULUOTA, FL 32766-8967
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E 2ND ST, CHULUOTA, FL 32766-8967

Mortgage

Document Number	0099360165
Date	May 19, 2021
Book Page	9936/165
Instrument	2021067135

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	920 Months
Due	Jan 11, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.33%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year CMT

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 15, 2019
Property Address	301 E 2ND ST, CHULUOTA, FL 32766-8967
Document Number	0093931840
Book / Page	09393 / 1840
Map Reference	MB 2 PG 54
Instrument Date	Mar 21, 2019
Instrument	2019075008
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,297.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 FEDERAL ST # ST3RD, 1, BOSTON, MA 02110-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E 2ND ST, CHULUOTA, FL 32766-8967

Mortgage

Document Number	0093931842
Date	Jul 15, 2019
Instrument	09393/1842

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 17, 2018
Property Address	301 E 2ND ST, CHULUOTA, FL 32766-8967
Document Number	0092671219
Book / Page	009267 / 001219
Instrument Date	Nov 29, 2018
Instrument	141406
Transaction Type	Foreclosure
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,024.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E 2ND ST CHULUOTA FL 327668967, CHULUOTA, FL 32766-8967

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (+9.37%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$159,267 (+5.99%)	$289,017 (+16.23%) Land $92,700 Building $196,317
2023	$1,484.00 (-0.54%) Homeowner's exemption	$150,270 (+3%)	$248,665 (-0.83%) Land $69,525 Building $179,140
2022	$1,492.00 Homeowner's exemption	$145,893	$250,736 Land $73,388 Building $177,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2016–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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