Carver County property record for 301 E 1st St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,014 sqft · built 1921 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jun 2014) |
| Tax Bill | $4,228 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-0501990 |
| Primary APN | 75-0501990 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,014 sqft Finished Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 208 sqft |
| Deck Area | 344 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 301 E 1ST ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 007 BLOCK 020 |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 13 |
| Legal Subdivision | CITY LOTS OF WACONIA |
| Legal Block | 20 |
| Legal Lot Number | 7 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 90303 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 301 E 1ST ST, WACONIA, MN 55387-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Nov 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Aug 4, 2017 | Deed of Trust, Mortgage · Line of Credit KLEIN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2014 · Amount on Record |
| Deed Sale | Jun 23, 2014 · Amount on Record |
| Deed Document Number | 2014234215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 301 E 1ST ST, WACONIA, MN 55387-1531 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 301 E 1ST ST, WACONIA, MN 55387-1531 |
| Document Number | 000A753832 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | A753832 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WACONIA, MN 55387 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 301 E 1ST ST, WACONIA, MN 55387-1531 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 000A736706 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | A736706 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 301 E 1ST ST, WACONIA, MN 55387-1531 |
| Document Number | 0000715841 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 301 E 1ST ST WACONIA MN 553871531, WACONIA, MN 55387-1531 |
| Document Number | 0000715841 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 715841 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jan 20, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 301 E 1ST ST, WACONIA, MN 55387-1531 |
| Document Number | 0000650449 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 301 E 1ST ST WACONIA MN 553871531, WACONIA, MN 55387-1531 |
| Document Number | 0000650449 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 650449 |
| Name | KLEIN BK |
|---|---|
| Type | Bank |
| Address | WACONIA, MT 55387 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 17, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,228.00 (+11.62%) Homeowner's exemption | $353,300 (+3.79%) Land $125,000 Building $228,300 | $353,300 (+3.79%) Land $125,000 Building $228,300 |
| 2025 | $340,400 (+5.26%) Land $100,000 Building $240,400 | $340,400 (+5.26%) Land $100,000 Building $240,400 | |
| 2024 | $3,788.00 (-23.75%) Homeowner's exemption | $323,400 (+1.95%) Land $80,000 Building $243,400 | $323,400 (+1.95%) Land $80,000 Building $243,400 |
| 2023 | $4,968.00 Homeowner's exemption | $317,200 Land $80,000 Building $237,200 | $317,200 Land $80,000 Building $237,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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