Lincoln County property record for 301 David St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,728 sqft · built 1958 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $964 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-80-28-002-011-007.000 |
| Primary APN | 02-80-28-002-011-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Flooring | Carpet |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,104 sqft (0.209 acres) |
| Street Address | 301 DAVID ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 CHARLES BROOKSHER'S 4TH ADDITION |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | BROOKSHER |
| Legal Lot Number | 31 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3080 |
| Census Tract | 810100 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 301 DAVID ST, ELSBERRY, MO 63343-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Warranty Deed, Transfer · USDA Mortgage NEW AMERICAN FUNDING |
| Oct 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Oct 31, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PROVIDENCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Nov 14, 2023 |
| Property Address | 301 DAVID ST, ELSBERRY, MO 63343-1119 |
| Document Number | 002495/484 |
| Book / Page | 2495 / 484 |
| Map Reference | MB 5 PG 32 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2023008735 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 SAINT BERNARD DR, O FALLON, MO 63366-1748 |
| Name | Verified Name |
|---|---|
| Address | 301 DAVID ST, ELSBERRY, MO 63343-1119 |
| Document Number | 2023008736 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023008736 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 31, 2022 |
| Property Address | 301 DAVID ST, ELSBERRY, MO 63343-1119 |
| Document Number | 002485/148 |
| Book / Page | 2485 / 148 |
| Map Reference | MB 5 PG 32 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022010926 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 N ALLEN LN, 101, JAMESPORT, MO 64648-8144 |
| Name | Verified Name |
|---|---|
| Address | 802 SAINT BERNARD DR, O FALLON, MO 63366-1748 |
| Document Number | 2022010927 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022010927 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 31, 2022 |
| Property Address | 301 DAVID ST, ELSBERRY, MO 63343-1119 |
| Document Number | 002485/147 |
| Book / Page | 2485 / 147 |
| Map Reference | MB 5 PG 32 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022010925 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 N ALLEN LN, JAMESPORT, MO 64648-8144 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 301 DAVID ST, ELSBERRY, MO 63343-1119 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2430/0617 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 2430/0617 |
| Instrument | 2019000427 |
| Name | PROVIDENCE BANK |
|---|---|
| Type | Bank |
| Address | ELSBERRY, MO 63343 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,701 (-) Land $1,022 Building $14,679 | ||
| 2025 | $964.00 (+6.87%) | $15,701 (+7.32%) Land $1,022 Building $14,679 | $82,640 (+7.32%) Land $5,380 Building $77,260 |
| 2023 | $902.00 (+6.49%) | $14,630 Land $638 Building $13,992 | $77,000 Land $3,360 Building $73,640 |
| 2022 | $847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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