301 Cotton Row, Cleveland, MS 38732 Property Records

Bolivar County property record for 301 Cotton Row, Cleveland, MS 38732

Property Summary

Property TypeRestaurant
Details1 ba · 10,048 sqft · built 1922
Lot Size0.247 acres (10,800 sqft)
OwnerCompany Name on Record
Tax Bill$12,405 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN33-21-030-07-01201

Property Details

APN / Parcel Number

Primary APN33-21-030-07-01201
Alternative APN
  • 10214

Interior

Full Baths1 Bath
Stories1 Story
Building Area10,048 sqft Adjusted Area
1st Floor Area8,600 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area10,800 sqft (0.247 acres)
Lot Dimensions216 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number10214
Street Address301 COTTON ROW
CityCLEVELAND
StateMS
Zip38732
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionSOUTH 30 OF LOTS 12 & 18 & NORTH 20 OF LOTS 13 & 17 & LOT BY M & B BLK 7 CLEVELAND (MOSQ. BURRITO)
Legal Range05W
Legal Township22N
Legal Section21
Legal Block7
Legal Lot Number12-17
JurisdictionBOLIVAR MS
Township / Civil Division4
Census Block Group2
Census Block2016
Census Tract950701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Cleveland Historic District
listed 1999 · 50 contributing resources · NRIS 98001332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bolivar County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address703 E BARTON AVE, GREENWOOD, MS 38930-2410
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOLIVAR MS
Property Address301 COTTON ROW, CLEVELAND, MS 38732
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 COLLEGE ST, CLEVELAND, MS 38732

Mortgage

Document Number0002180/62
DateJan 8, 2018
Book Page2180/62
Instrument218000062
Lender
NameTHE JEFFERSON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueDec 19, 2032

Tax Assessment & Valuation

Source: Bolivar County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyBolivar County
MunicipalityCleveland City
Unified School DistrictCleveland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,405.00 (+5%)$73,077 (-)$487,180 (-) Land $81,000 Building $406,180
2023$73,077 (-)$487,180 (-) Land $81,000 Building $406,180
2022$73,077$487,180 Land $81,000 Building $406,180
2018$8,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims16 (1979–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLEVELAND
serves 16,392 people · EPA ID MS0060006
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
May 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Sparklight
Cable
1,000 / 50

May also be available: AT&T.

Nearby Properties on Cotton Row

Nearby Streets

Search Property Records by Address or Parcel Number