301 Cobb St, Franklin, VA 23851 Property Records

Franklin City property record for 301 Cobb St, Franklin, VA 23851

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,128 sqft · built 1991
Lot Size	0.221 acres (9,627 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Nov 2020)
Tax Bill	$1,941 (2026)
Deeds & Mortgages	Jun 2013 Mortgage Nov 2020 Sale
APN	`137 059 136`

Property Details

APN / Parcel Number

Primary APN	`137 059 136`
Alternative APN	`3249`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	2,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	175 ft deep x 55 ft wide
Terrain	Wooded
Driveway	Concrete Driveway
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3249
Street Address	301 COBB ST
City	FRANKLIN
State	VA
Zip	23851-2515
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LOT 136 P R CAMP PLAT COBB ST 137-(059)-136
Legal Subdivision	P R CAMP PROPERTY SD
Legal Lot Number	136
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2006
Census Tract	90200

Owner

301 Cobb St, a duplex, is owned by a company that bought it in November 2020.

Source: Franklin City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	7037 HUNTERS CHASE, NORFOLK, VA 23518-4447
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2013	Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK
Nov 9, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	20202779
Record Updated	Oct 29, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	301 COBB ST, FRANKLIN, VA 23851-2515
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01300/1596
Date	Jun 10, 2013
Book Page	1300/1596

Lender

Name	FARMERS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Nov 9, 2020
Property Address	301 COBB ST, FRANKLIN, VA 23851-2515
Document Number	0200002779
Instrument Date	Nov 2, 2020
Instrument	200002779
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7037 HUNTERS CHASE, NORFOLK, VA 23518-4447

Tax Assessment & Valuation

The 2026 property tax bill for 301 Cobb St was $1,941, up 20.4% from the year before.

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,941.00 (+20.41%)	$188,400 (+20.31%) Land $16,500 Building $171,900	$188,400 (+20.31%) Land $16,500 Building $171,900
2025	$1,612.00	$156,600 Land $16,500 Building $140,100	$156,600 Land $16,500 Building $140,100
2023		$107,100 Land $10,600 Building $96,500	$107,100 Land $10,600 Building $96,500
2019	$924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 301 Cobb St; there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Cobb St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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