301 Chestnut St, Covington, OH 45318 Property Records

Miami County property record for 301 Chestnut St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1959
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2022)
Tax Bill	$2,000 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H19-005710`

Property Details

APN / Parcel Number

Primary APN	`H19-005710`
Alternative APNs	`080529.2-10-020-00` `H19NH060 01300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	63 ft deep x 70 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Patio Area	168 sqft
Canopy	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H19NH060 01300
Street Address	301 CHESTNUT ST
City	COVINGTON
State	OH
Zip	45318-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 450 64.57X66.37 VAC ALLEY 82.22X8.25
Legal Subdivision	COVINGTON VILLAGE
Legal Lot Number	450
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2011
Census Tract	325000

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	301 CHESTNUT ST, COVINGTON, OH 45318-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Aug 1, 2011 · Amount on Record
Deed Document Number	1780
Record Updated	Jun 8, 2026

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 15, 2022
Property Address	301 CHESTNUT ST, COVINGTON, OH 45318-1615
Document Number	0000010820
Map Reference	VOL 5 PG 131
Instrument Date	Jul 15, 2022
Instrument	2022OR-10820
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	301 CHESTNUT ST, COVINGTON, OH 45318-1615

Mortgage

Document Number	0000010821
Date	Jul 15, 2022
Instrument	2022OR-10821

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	301 CHESTNUT ST, COVINGTON, OH 45318-1615
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018894
Date	Dec 15, 2020
Instrument	2020OR-18894

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,000.00 (+15.41%) Homeowner's exemption	$61,290 (+32.43%) Land $7,840 Building $53,450	$175,100 (+32.45%) Land $22,400 Building $152,700
2024	$1,733.00 (+3.83%) Homeowner's exemption	$46,280 (-) Land $8,510 Building $37,770
2023	$1,669.00 (-3.41%) Homeowner's exemption	$46,280 (-) Land $8,510 Building $37,770	$132,200 (-) Land $24,300 Building $107,900
2022	$1,728.00 Homeowner's exemption	$46,280 Land $8,510 Building $37,770	$132,200 Land $24,300 Building $107,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures