301 Cape Fear Loop, Emerald Isle, NC 28594 Property Records

Carteret County property record for 301 Cape Fear Loop, Emerald Isle, NC 28594 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage1,856 sqft Heated Area
Lot Size15,812 sqft (0.362 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2014)
Tax Bill$2,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN5373.12.96.5183000
Alternative APNs
  • 433851
  • 45127

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,856 sqft Heated Area
Gross Area1,326 sqft Gross Area
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialVinyl Exterior
Foundation TypePile Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,812 sqft (0.362 acres)
Depth X Width175 ft x 100 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Deck Area28 sqft Deck
Patio Area230 sqft Patio
Utility Building538 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number45127
Street Address301 CAPE FEAR LOOP
CityEMERALD ISLE
StateNC
Zip28594-1812
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL18 BD PT1 CAPE EMERALD
Legal SubdivisionCAPE EMERALD
Legal BlockD
Legal Lot Number18,1
JurisdictionCARTERET NC
Minor Civil DivisionWHITE OAK
Census Blockgroup2
Census Block2043
Census Tract970904

Owner

Source: Carteret County records · APN 5373.12.96.5183000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address301 CAPE FEAR LOOP, EMERALD ISLE, NC 28594-1812
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Last SaleAug 20, 2014 · Amount on Record
Deed SaleAug 20, 2014 · Amount on Record
Deed Doc Number0001487122
Deed Book / Page1487 / 122
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address301 CAPE FEAR LOOP, EMERALD ISLE, NC 28594-1812
Transaction TypeMortgage
Record UpdatedSep 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017360475
DateSep 01, 2021
Book Page1736/475
Instrument1736475
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressOLMSTED FALLS, OH 44138
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address301 CAPE FEAR LOOP, EMERALD ISLE, NC 28594-1812
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016980306
DateDec 03, 2020
Book Page1698/306
Instrument1698306
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,987.00 (+84.61%)$774,004 (+180.47%) Land $338,973 Building $435,031$774,004 (+180.47%) Land $338,973 Building $435,031
2023$275,966 Land $84,260 Building $191,706$275,966 Land $84,260 Building $191,706
2022$1,618.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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